Money and Technology

Saving, investing and making money with technology

Powerskin Announces one cent Cyber Monday Promotion

        powerskinPopular Portable Charging Solution to Be Available for a Penny –

Regular Price of $49.99-$59.99

IRVINE, CA, – PowerSkin, a leader in portable power solutions on November -17- 2014 announced an incredible Cyber Monday promotion – consumers will be able to purchase the popular PoP’n battery pack for only a penny, plus $7.99 for shipping & handling.  The battery packs are available for Android phones and iPhone 5 & 4 and currently are available for between $49.99 and $59.99.

The offer is available to consumers in the continental United States, all day Cyber Monday, December 1 from 12:00am – 11:59pm (ET).  Orders can be placed at http://www.power-skin.com/popn/ and the code “penny” must be entered at checkout.  There is a limit of one unit per email address and the offer is for all “PoP’n” packs with the exception of the PoP’n 2.  The chargers are available in a variety of colors including white, black, red and pink.

PoP’n portable chargers provide a strong boost of power in a completely versatile design. PoP’n is not a battery case, it’s a hybrid. Its unique design allows for quick, on the go power, only when needed. Press PoP’n right onto the back of a smooth surfaced smartphone or case, charge the phone up, pull PoP’n off and it’s ready to go! PoP’n’s slim design easily fits in a pocket, any bag, clutch, or purse and adds a bold dash of color to a phone should you want to accessorize and show your own personal style.  The PoP’n chargers feature a 10mm case and lightweight design, weighing only 3.03 ounces with 2000 mAh battery.

About PowerSkin®
PowerSkin®, is a leading provider of built-in battery cases and universal portable power solutions for popular iOS, Andriod, and Windows smartphones, tablets, and other rechargeable devices.  Their staple is sleek, modern, one-piece designs and patented innovations that fit your phone and fit your style. PowerSkin is backed by exclusive XPAL Inside™ technologies including: short circuit/overcharge protection, thermal management heat dissipation, pass-through charging (i.e.: device is charged first, followed by the case when plugged in), and flame retardant- highest industry standard UL94 v-0 rating.  Designed to be your go-to, go-anywhere, go on-and-on power source, PowerSkin® has got you – and your phone – covered. For more information, visit www.power-skin.com.

About XPAL Power

XPAL Power, a subsidiary of TennRich International, is a California-based corporation with its sales and marketing team located in the United States. The TennRich design team is located in Taiwan, and the company-owned factory in Shenzhen, PRC is the first factory in China to focus on rechargeable lithium polymer batteries and is currently one of the largest manufacturers of portable power packs in Asia. The  XPAL Inside™ seal stands for quality, safety and efficiency – a guarantee that these traits are inside every product that authenticates through the XPAL verification service. XPAL Verified is an authentication process that underscores our commitment to quality, using complex algorithms to detect and transfer battery serial numbers to verify our product’s legitimacy – a safeguard customers can trust. For more information, please visit www.xpalpower.com.

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A Beautiful Diamond Wedding Band For The Bride

adfsr3940-1Women who want to proudly display their marital status can do so by wearing the women diamond wedding band. The band itself is made with a sparkling white gold that is easy on the eye and is paired well with other jewelry accessories, such as earring and necklaces. While the ring is available in white gold, each woman who will be wearing the wedding band can choose which precious metal color they prefer, including yellow gold or even rose gold.
On the front of the wedding band, there are several diamonds lined up together in columns. Each of the diamonds on the band has a round shape, all of which fit perfectly together on it. From the best jewelers in the world Avianne  and company .The white diamonds are the perfect size for a wedding band because they are not too large or too small. The beautiful wedding band with its clear, high-quality diamonds is available in many sizes, making it convenient for those with smaller or larger fingers who would still like to wear this timeless piece. No wedding is complete without the right ring, and this is the type of ring that women want.

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Save Money Shopping During the Holidays While Still Giving Back

vaQVnzzi_400x400Technology has certainly enhanced life in the modern age. We have information, entertainment, and interaction with others at our fingertips, with a quick tapping of keys or shift of a mouse. The world and all that it has to offer is now scaleable for any one who wants to look. One of the big things in our lives that the internet and the marvelous technology behind it has changed, is how we shop. Before the explosion of the internet into almost every home, purse, and pocket, shopping required of us things that many of us now see as inconveniences. Shopping for anything that you can think of or that you may want is simple. Marketing and competition for your consumer dollars has also evolved fairly quickly over the last few years.

The ability to buy just about anything on the internet, from dog chew toys, to a new house, has, very much, changed the way that people buy just about everything! Most modern households will use the internet, somewhere along buying the process, to look, show, price, or aide in making final buying decisions on just about any big ticket or much desired item. Buying or researching products online gives the consumer the ability to compare prices, products, services, additional incentive offers, set up buy alerts, and search multiple sites or sellers offers too. Online Shopping also allows you to take advantage of exclusive promotions, special pricing periods, or special incentives offered by affiliates like Giving Assistant.or by the product manufacturer.

Using online shopping malls, or special membership sites like Giving Assistant you can save money, take advantage of exclusive rebates and instant discounts, cash back offers, incentive kick backs, and exclusive special member offers. Giving Assistant is partnered with over 2000 online retailers like Amazon and WalMart. You can shop the things you want with reputable retailers that you already know, and you can save up to 6% on every purchase you make through your Giving Assistant portal. You can also take advantage of cash back incentive offers and affiliate bonuses for sharing your link to your Giving Assistant hub with your friends, family, and social networks. You can take your cash back via Check, Debit Cards, or you may donate some or all of your cash back bonus money to any one of the many non profit partners which are also offered on the site.

Most of the households with internet access , have one big thing in common, almost all consumers with internet access will purchase things on the internet. Reducing the retailing costs by providing an online shopping portal, enables online sellers to pass some rewards on to their consumers. The constant competition online also forces manufacturers and retailers to sell their goods more competitive pricing or incentives to woo new customers and that means that you can often get much better prices than you could offline at a brick and mortar retail portal.

 

 

 

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The Smarter Screen Protector

IG_5_StampIt would be very surprising to find someone who has not dropped their phone at least once since they bought it. On averagely most of us drop it more regularly either out of carelessness or just purely accidentally. This causes a lot of damage to the screen and more often than not you are forced to replace the screen, which will definitely leave you a few hundred dollars poorer depending on the make. Putting it in our pockets or handbags for ladies is not the safest place for your phone either as those keys or coins in there too will cause equal if not more damage.

IntelliAMOR understands how much you love your phone and the extra cost that a damaged screen can cause you and so it brings you the smarter screen protector. This is probably the best thing that will ever happen to your phones screen. It simply means no more scratches to your screen and no more screen cracks.

What Smarter Screen protector has to offer:
Smarter screen protector is not your ordinary screen guard. If screen protectors were a pack of wolves then this would definitely be the Alpha male in the pack. Here is what this screen guard has to offer you if you choose to buy it.

 

It is made from real glass unlike most screen protectors you are likely to find in the market. As a result of this you retains 99.9% accuracy your phones touch screen ability and clarity. This is a conservative way of saying that you will not notice any difference in the touch ability and clarity of your phones’ screen.
This screen protector is made from hardened glass that has also been specially treated to ensure no scratches or cracks to your screen. As a matter of fact the protector takes every hit and scratch on behalf of your phone but you will hardly notice any changes on the smarter screen protector.
It has an oleophobic coating. Am sure many people would agree that those fingerprints that appear on your screen every time you use your phone are so annoying. Many a times you are forced to wipe your screen regularly to get rid of them. With this screen protector you can kiss goodbye to the ugly fingerprints as you will never have to see them again on your screen.
It is easy to install and does not form bubbles and permanent residue. This means that you can remove it anytime you want and you will hardly notice it was ever there. Bubbles on the other hand are so annoying since you have to keep on removing the screen protector to get rid of them. The advanced silicone adhesion ensures you don’t have to go through this.
It is amazingly slim, very light and designed to fit your phone perfectly. With smarter screen protector on your phone you can hardly notice it’s there.

Cons:

The only significant and noticeable disadvantage of the smarter screen protector is that it is quite limited in the type of phones it can be used on. There are plenty of different phone makes out there whose user would like to use this protector on but it is not available for their devices.
Why you should buy it:

The price is extremely cheap compared to the service it promises you. It is currently retailing online at between $11 and $13. For that price you cannot get any other screen protector of its caliber.
It is guaranteed to last the lifetime of your phone. This will save you a lot of money in the long term both in terms of replacing your screen and buying another screen protector.

The verdict:
This is the perfect screen protector for anyone who wants to protect their smartphone screen. I would highly recommend it as it is a choice that you will not regret.

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Seven big U.S. companies paid CEOs more than Uncle Sam in 2013: study

2014-11-18T053220Z_1_LYNXNPEAAH067_RTROPTP_3_USA_originalSeven of the 30 largest U.S. corporations paid more money to their chief executive officers last year than they paid in U.S. federal income taxes, according to a study released on Tuesday that was disputed by at least one of the companies.

Amid talk in Washington about corporate tax reform, the study said the seven companies, which in 2013 reported more than $74 billion in combined U.S. pre-tax profits, came out ahead on their taxes, gaining $1.9 billion more than they owed.

At the same time, the CEOs at each of the seven companies last year was paid an average of $17.3 million, said the study, compiled by two Washington think tanks.

The seven companies cited were Boeing Co (BA.N), Ford Motor Co (F.N), Chevron Corp (CVX.N), Citigroup Inc (C.N), Verizon Communications Inc (VZ.N), JPMorgan Chase & Co (JPM.N) and General Motors Co (GM.N).

The Institute for Policy Studies and the Center for Effective Government, the study’s co-authors, said its findings reflected “deep flaws in our corporate tax system.”

In reply, Verizon said it paid $422 million in income taxes in 2013. “We do not provide a breakdown between federal vs. state in that total; however, I am confirming for you that the federal portion of that number is well more than Verizon’s CEO’s compensation,” a spokesman said in an email.

 

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Boeing said its 2013 global tax bill was $1.6 billion, though all but $5 million was deferred due to development and production investments. A spokesman said current tax expense and cash taxes were likely to rise as 787 jet deliveries ramp up.

Like the other companies, Citigroup said it abides by all tax laws. “In 2013, Citi paid more than $3 billion in payroll taxes and more than $95 million in use tax, personal property and real property taxes in the U.S.,” a spokesman said.

Both automakers Ford and General Motors said their current U.S. tax bills are reduced by tax loss carry forwards stemming from severe losses suffered a few years ago.

Energy group Chevron said its 2013 current U.S. federal income tax expense of $15 million “was much lower than normal” due to several factors. Echoing other companies, Chevron stressed it pays taxes worldwide.

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US stocks seen lower after Japan enters recession

Has Abenomics failed?

U.S. stocks looked set to decline at the open on Monday, with global shares hit by the news that Japan had unexpectedly slipped into recession.

Read More Track US stock index futures

Data out on Monday showed Japan’s economy shrank in the third quarter by an annualized 1.6 percent, rather than the forecast 2.1 percent gain.

Japan’s benchmark Nikkei 225 index posted its biggest one-day drop since August on the news and settled near a one-week low. The dollar-yen pair hit a seven-year high of 117.04 before retreating to 115.7 later on Monday.

“Japan’s renewed weakness comes at a time when the global economy is already facing several other headwinds, such as the threat of deflation (especially in the euro zone), together with the pressures being seen in several emerging markets, such as Russia, Brazil and also China,” said Simon Smith, chief economist at FxPro, in a note out Monday.

The day will be a fairly quiet one for U.S. data, with November’s Empire Manufacturing out at 8:30 a.m. ET. This will be followed by industrial production and capacity utilization figures for October at 9:15 a.m.

In the corporate space, it was announced on Monday that Pfizer (PFE) has struck an alliance with Germany’s Merck (MRK) to build cancer immunotherapy drugs . Pfizer will pay Merck $850 million upfront, with further payments of up to $2 billion.

Before trading starts, Actavis (ACT) will likely announce a cash-and-stock deal to buy Allergan (AGN) for more than $210 per share, people familiar with the situation told CNBC on Sunday.

Read More Actavis nears rescue bid for Allergan: Sources

The rest of the major retailers will report third-quarter earnings this week, with 23 S&P 500 (^GSPC) companies to post numbers. On Monday,JD.com (JD) will post numbers before Wall Street opens, followed by Urban Outfitters (URBN) afterwards.

U.S. stocks finished flat on Friday , with the S&P 500 rising a fraction of a point to notch up another record high.

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Zazzle for the Holidays

iPhone_6_Cases_WideGetting the perfect gift for a friend or family member is a consistent source of stress for people every single time with the holidays are around the corner. The stress tends to reappear right on schedule, no matter how much people try to prepare for it. While many people will be able to buy something for their friends and family, they will often stress about the specific types of gifts they should buy. The iPhone cases are great gifts to friends for the up coming Christmas holidays and the prices are great, also. They are a beautifully designed and with great prices. There is no shortage of consumer goods in today’s society, especially given the widespread availability of online shopping. However, because these kinds of goods are so numerous, people tend to have higher expectations about what they receive. There’s a lot more pressure to get something thoughtful for a friend or family member. People that are shopping for holiday gifts on Zazzle will be able to find truly thoughtful, personal gifts. Zazzle actually gives people the opportunity to customize many of their holiday gifts online before they actually order them. Customized gifts have always been around, but being able to complete the process in the comfort of one’s home is life-changing for people that have too many things to do when the holidays are approaching. A customized gift is a personalized gift by definition, since the recipients won’t be able to find something exactly like it almost anywhere else. It was truly made for them and their preferences.mickey_mouse_vintage_washout_design_tshirts-r42d11d7745e54909911107cd5db52404_804gs_324 For instance, if someone on Zazzle sees a t-shirt that they would like to give to someone, in addition to picking things like the size and color, they can change the style, add images, and add additional pieces of text. Some users may even go further than that, practically creating their own shirts in the process. Even something like the cover of a photo notebook can be customized according to the customer’s preferences or the preferences of the intended recipient. Zazzle provides useful templates for people that are interested in creating something truly unique. Zazzle helpfully organizes the gift ideas it offers into several different categories. The throwblankets are great gifts to give to the family.Customers can specifically search for gifts for teenagers, grandparents, men, women, children, and even pets. There are entire gift collections where they can search for gifts according to different search criteria. custom_photo_template_personalized_blanket_zazzlethrowblanket-ra7fa78070c4e484f8a121f8f3778cd87_zikrk_324They can also search for gift ideas based on the price ranges that they have in mind. Zazzle offers gifts that cost less than one hundred dollars, less than fifty dollars, and less than twenty dollars.People that want thoughtful gifts often don’t care about the costs: they care about the effort that was put into finding and creating those gifts. Gifts that reflect how well a given person knows another person tend to be treasured. Many people choose to make gifts for one another in order to provide thoughtful gifts, but not everyone has the skills necessary to do so, and even the people that do may not have the time. Zazzle gives people the opportunity to offer each other gifts that they helped create in a way that does not require a lot of time or a lot of highly specialized technical skill.

 

Also check out there big sale ( TIS THE SEASON  ) it’s going on right now and it will end this Friday.

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Garcinia Cambogia Extract Review

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This is a big bottle that contains 180 capsules that you take 30 minutes before your breakfast. You need to take at least 2 capsules a day. I noticed that within the hour after taking it that i felt more alive and happier. It certainly gave me a the boost that i really needed and i had so much more energy.

It contains no fillers or binders, no additives, no wheat, fish or eggs and no soy. You can take up to 4 tablets a day if required and i feel a lot slimmer and look a lot better. The capsules are easy to swallow and really do help to suppress your hunger. I actually forgot to eat a couple of times in the day as it has a natural appetite suppressant. My mood seemed to increase and everyone noticed that i was happier.

I felt fuller on smaller portions and it stopped me from having my usual cravings for sweets and cakes. I felt so well on this that i was actually pleased to be on a diet for a change! Dieting in the past was just so hard, and Garcinia Cambogia actually made it easier. I would thoroughly recommend it for anyone that is trying to lose weight and who also wants to have a mood enhancer.

It is a good natural alternative and i really loved it. It really works and i will continue to use it as and when i need it. I don’t seem to want any snacks or desserts now and can eat about half of what i normally do. I would definately recommend Garcinia Cambogia if you want to lose weight and need more energy. I didn’t notice any side effects except that i went to the bathroom a bit more but that could have been done to drinking more water.

I lost around 6 pounds in two weeks on these capsules and i think that this is a great way to lose weight with minimum effort. The key components in Garcinia Cambogia Extract capsules is HCA which reduces glucose absorption which then leads to fat reduction. It also improves blood lipid levels and improves your mood. It has been clinically proven to block the stress hormone cortisol and i found it a good and safe buy

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Magicflix Safe Videos for Kids

0If you are a mom hoping to teach your child in the best environment, then this app is for you. The Magicflix app seeks to provide youngsters of age appropriate content so you as a parent do not have to worry about the wrong content finding its way to your children. The age group for this app is children who are below the age of 12. With this app, you can stop worrying about your children and watch them grow and develop in the right path.

This app understands that children need their fun moments and this is part of the fun. Children learn best through visual learning. This is because they get to see and imitate for a better understanding. These videos are designed to be fun and educative at the same time. All the content is for but for some time. This app comes with thousands of videos and different channels. The videos are of different categories. These include:
– Science and math.
– Journey to the zoo.
– Ted talk and kidsenz news.
– Music
– History
– Language such as Spanish.

The videos come with animated and cartoon characters that are bound to grab your child’s attention. They are fun, engaging and educative all in one. To obtain the Magicflix app, you require a device that has iOS 7.0 or the later versions after that. It is also compatible with your iPad. And also check out their android app

Some of the most captivating features are the incorporation of animations and cartoons. This will attract a child of the age bracket all the time. Due to the variance in content, there is always something new your child can watch. The use of videos and not literature is also enticing and a definite for kids.

For all the moms out there seeking to educate their children through some fun activities, this is the app to download. If you are looking to get some work done without constantly checking up on the content your children are being exposed to, simply download the Magicflix app and your worries are over. You can also be sure of getting some work done at home because the videos are engaging so your child is busy too with the right content. Visit http://www.magicflix.com to view what Magicflix has to offer.

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HUB IT USB3 Charger Review and Giveaway

HUB IT is a modular USB3 hub and charger which takes a fresh approach and is full of potential. Unlike traditional chargers which will simply provide the USB ports with a bring-your-own-cables policy, HUB IT have created a line of enclosed modules that cater for all smartphones, as well as some more obscure devices like Nintendo DSi.

The HUB IT from Eggtronic is on sale for $56 at the time of writing and faces stiff competition from a number of fronts, none of which match the specifications exactly. The Bolse 7-port charger ($36) for instance offers a superior charge-only product that works with existing cables and has a higher capacity with it’s 12A power supply (compared to 4A in the HUB IT); whilst another $25 or so would get you a generic USB3 hub. Again though, nothing matches the product precisely in terms of modularity or future potential.

hub it box   HUB IT USB3 Charger Review and Giveaway

Design

The HUB IT is fairly substantial in size – taking up a full 17cm squared of desk space, 4cm high – but very light, with an ABS glossy black plastic case. The choice of case resulted in it being covered in my dirty fingerprints within seconds of taking it out of the box, and quickly attracted dust.

hub it overview   HUB IT USB3 Charger Review and Giveaway

The design is like the base of a pyramid, with vast entrances on either side from which the module cables and ports emerge. A small orange light in each alcove indicate when power is being drawn.

Specifications

  • 3 x USB3 ports
  • 4 x modular USB3 data and charging ports
  • 5 x modular power spaces
  • 4A power supply

This can be a little confusing. The 3 standard USB hub ports are built into the bottom section of the base unit and cannot be changed. Above this is a grid array of 9 modular ports. 4 of these ports act as a USB3 connection and charger, for whatever modular connector is plugged is (such as micro-USB, or Apple Thunderbolt); providing both data and power.

hub it top down   HUB IT USB3 Charger Review and Giveaway

The other 5 modular ports are essentially hidden under the case, and are as of writing, unused by any current modules, but can potentially be used by things like a wireless Qi charging module once released. For the time being, only the 4 externally facing module sockets are designed to be used.

The module on the rear side is situated above the power and USB in ports, and as such doesn’t have another USB3 port there available for us.

What’s in the box?

  • HUB IT main unit
  • 5v 4amp wall plug
  • USB3 cable
  • Micro USB module
  • Mini USB module
  • Apple 30-pin module
  • Apple Thunderbolt module

hub it included connectors   HUB IT USB3 Charger Review and Giveaway

For my needs with a number of older and newer devices, this is actually a perfect mix. For you, that might not be so true, so the cost may increase if you need replace specific modules. That is of course the whole point of having a modular approach – but there’s a cost involved.

The maximum power of the wall unit should also be noted as a limitation to the current offering: despite 4 charging ports, only two will be functional at any time for full speed charging. This could theoretically increase with a bigger charger, which the manufacturers have said is in the works.

 

Modular

The modular units themselves – essentially 18cm retractable cables in a solid plastic housing – feel pretty solid with a reliable retraction mechanism that never faltered or got stuck during my testing. However, this doesn’t reflect long-term usage testing and small children pulling on cables.

hub it cable length   HUB IT USB3 Charger Review and Giveaway

On the underside of each modular unit are 10 jumper pins sticking out, which could prove to be a point of weakness if you keep some modules in a drawer.

hub it module underside   HUB IT USB3 Charger Review and Giveaway

Additional cable modules are available from Amazon for $8 each, though I suspect future module upgrades with advanced features may cost more. The full list of modules can be found on their accessories page.

Changing modules is a simple case of clipping off the loosely attached lid and exchanging them.

hub it case off   HUB IT USB3 Charger Review and Giveaway

Is the modular approach a good one? One the one hand, hot swappable modules with short, retractable cables is a lot more convenient for your desktop than having an additional USB charger (and hub) and trying to find the right cable. If you do happen to buy a new device with some magical new port that isn’t covered, then you still have the standard USB ports.

hub it 2 modules removed   HUB IT USB3 Charger Review and Giveaway

It should be noted that HUB IT isn’t fully realised yet. The manual refers to wireless charging module, Bluetooth modules, an SD card reader, and even a portable battery pack so you can carry the HUB around and charge without it being plugged in – but these are currently unavailable.

hub it inside closeup   HUB IT USB3 Charger Review and Giveaway

Should You Buy One?

The HUB IT is innovative – it’s fresh approach to an age old problem. It’s also full of potential, such as changeable cases and exciting new module ideas. Provided the hardware lives up to long term wear and tear, I can see enormous value in this approach: when a new connector is available, simply swap it out to make a perfect arrangement for your needs. While not all the promised modules sound particularly useful – a battery pack, for instance, would imply someone would want to carry this rather large unit around – and I just can’t see that happening. It’s difficult to judge the long term value of the product without consideration to the potential.

hub it charging light   HUB IT USB3 Charger Review and Giveaway

It’s not all rosy. The build quality of the case feels a little cheap, being only loosely attached (are frequent module changes to be expected?), and the standard black plastic case seems designed to make me want to replace it immediately – but functionally everything is there. It’s a hub, it’s a charging station, and it adapts to suit your exact charging needs.

Ultimately, it’s a little too early to be judging the HUB IT. Once a few more modules are released, the value proposition should increase. However, I hope they allow for some customisation at the point of order – difficult if they’re distributing solely through Amazon, but at least a few variations would be desirable – instead of buying the base set then immediately having to purchase additional modules. An Apple-oriented variation, or an Android and wireless Qi set, for instance.

MakeUseOf Recommends: It’s a solid combined charger and USB3 hub with potential to be great – but if you only need a charger, or only need a hub, you could do better looking elsewhere.

How Do I Win The HUB IT?

For mobile users, click here to enter.

The winner will be selected at random and informed via email. View the list of winners here.

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