The reviewer has been compensated in the form of a Best Buy Gift Card and or received the product service at a reduced price or for free.
You know we at Money and Technology love watching great movies, upgrading technology and of course using Alexa. Once before, I was kind of nervous about using it, but, now that we have implemented it, I think it’s great and I am having a fun time using it. So, today we are going to talk about our next technology upgrade which is the new Bose Family of technology fun time!
Super Base Sound
Unlimited entertainment possibilities. The new Bose family of smart speakers and soundbars has built-in voice control from Amazon Alexa that puts millions of songs at the tip of your tongue. And with Wi-Fi® and Bluetooth® compatibility, you can wirelessly stream whatever you want, however you want. Plus, future software updates will add new features.
Control goes way beyond voice
Enjoy one-touch access to the music you love or manage it all from the Bose Music app. Want more music in more rooms? The new Bose family of smart speakers and soundbars works together. The Bose Soundbar 700, designed to be the world’s best soundbar, delivers an unmatched combination of sophisticated design and exceptional sound. The stylish Bose Soundbar 500 has a thin profile that fits discreetly under your TV, while its powerful acoustics fill the room with sound. And the Bose Home Speaker 500 delivers the widest sound of any smart speaker.
Bose Smart Speakers
Do you want more music in more rooms? The new Bose family of smart speakers and soundbars works together. The Bose Soundbar 700, designed to be the world’s best soundbar, delivers an unmatched combination of sophisticated design and exceptional sound. The stylish Bose Soundbar 500 has a thin profile that fits discreetly under your TV, while its powerful acoustics fill the room with sound. And the Bose Home Speaker 500 delivers the widest sound of any smart speaker.
Start your holiday shopping early at Best Buy and pick up this amazing Bose System today!
As you are getting started with your real estate business, it is vital that your strategies will help you make money. You need to have sufficient cash in the bank for your real estate business to thrive.
When you are starting a real estate business, you have to develop your business from scratch. You may still need the guidance and support of the real estate experts. The determination and self-control have to come from you.
You should also remember that every walk-in is possible compensation. Do not turn your nose up at any kind of possibility as you would surely regret it. One of the biggest mistakes you must never make when you are still starting out is to ignore a person with filthy and broken clothes. That person might be a proprietor of a local garbage hauling business.
What are the Other Strategies to Consider to Get Your Real Estate Business Started Quickly?
Pass the Broker’s Exam
Before you can become a qualified real estate agent or start your real estate business, you need to pass the broker’s test required by your state. If you become a qualified broker, you canopen your own practice. From there, you are licensed to hire other real estate agents to work for you. You can start your own agency and gather commission from your agents who are working for you.
Locate Cash Investors
All-cash investors who are actively purchasing properties are your best deal to make quick cash. These investors are well-informed and undaunted. Even though some investors could give you reduced deals that are tough to get approved, their capacity to gather cash will give the seller the assurance of not needing to wait for a bank to accept the loan. It could give you the closing table faster. It suggests that you make money.
To bring in these capitalists, you might have to bring them a benefit. One instance is to offer them properties that no one knew yet. If there are off-market properties to reveal them, it could be a means to attract them in.
Consider Fix and Flip It
If you thought about getting a house, repairing it up and then marketing it, this strategy is known as flipping. Numerous real estate agents rely on house flipping or assisting customers to flip their houses to create an extra income stream.
Do not believe what some TV shows are showing you that you can make $100,000 when you flip a house. Keep in mind that it is rare to earn that much through this method. The actual cash is not flourishing with one flip. Instead, you can make a lot of cash as you flip several properties.
There a great deal of danger associated with flipping houses. For this technique to work, you have to purchase a house listed below market price and you have to know how to precisely approximate the price of fixings. Experience will help you out.
The foreclosure market is one excellent place to discover houses that you could flip. There are sites that can help you look for foreclosure houses. Obviously, it could be an open market depending on where you reside.
Prior to purchasing a property, ensure that you understand the “After Repair Value.” You will most likely have to get the help of a real estate agent to know more about it. However, you could have an initial idea by taking a look at the current sales worth of houses in the same community.
You do not need to fix the house, as well. You could purchase wholesale cost and afterward, offer it as swiftly as possible. You could make approximately $5,000 each offer, with hardly any effort and work.
Work an Open Home
It is a matter of argument whether or not open houses are beneficial when selling listings in the market. What is not disputed is that they could be a great place to fulfill potential customers.
For example, if you want to deal with the apartments for rent with utilities, find out if an agent will allow you to assist in working his open house. If he will, you can meet any client that comes through the door. If he is not currently dealing with somebody, you could take him as your customer and offer him mutual cooperation. Even though not all the attendees fo the open houses are the determined customers, they have the intention of purchasing or renting.
Produce Leads Through Direct Mailers
It is a traditional approach that still works equally well today, particularly if you focus on your preferred target audience. It returns the same ROI as social networking marketing.
Direct mail marketing surpasses any digital networks. It is also competitive as regards to cost-per-acquisition. But not all straight marketing is created equal. The layout can play a huge function when it involves reaction rate.
The only drawback to this method is how challenging it is to monitor where leads are originating from. It is also tough to track where they see your ads the first time. The good thing is that there are ways to monitor direct mail. It could take a bit of effort but it is worth it. However, fewer companies are utilizing it to target their clients. It implies there is a chance for you to attract attention and get hold of your potential client’s interest right from the beginning.
Make Use of Your Connections
Another way to help you get started quickly with your real estate business is to use your connections. Your business is still brand new. Thus, you cannot rely on past customers to assist you in earning a living.
However, you can make use of individuals that you currently know as your source opportunity. Working your network to find out if any individual you know is considering offering or if any individual you recognize knows of a person who is prepared to negotiate. You could use that link into a fairly fast paycheck.
These strategies may or may not work for you. However, they give you an idea of how you could start your real estate business quickly.
In light of recent changes to data regulations, 60% of respondents said GDPR has significantly changed their organizations’ workflows for collecting, using, and protecting personal information. While investors, startups and established tech companies alike are having to adjust to the new world created by the introduction of the General Data Protection Regulation, they shouldn’t necessarily be worried about the changes. Investors, especially, are seeing increasing shifts in the amount of power they now have when investing in companies that have taken to implement these changes in a swift manner.
How GDPR Changes Tech
The GDPR requires companies to clearly outline where consumer data will be used and also ensures that the data will not be used for inappropriate purposes. The difficulties that are being reported have been in regards to the fact that GDPR still contains many uncertainties, making it difficult for investors and companies alike to understand whether one is considered non-compliant. The biggest blow to the tech industry has been the imposed sanctions that companies are seeing, as regulators are able to either issue warnings or simply permanently ban non-compliant potential investors. This change particularly affects marketers, with some companies are already beginning to close their European operations due to the fact that the regulatory environment is not favorable to certain business models.
Changing the Way Investors Invest
Investors who haven’t done so already should inspect their current and future investment portfolios for GDPR compliance, as failure to comply could impact their financial gains. To avoid costly fines and embarrassing sanctions, investors have begun to ask in-depth GDPR-related questions as part of the investment process, leading smaller tech companies and startups to scramble in order to meet requirements. As a component of this change, investors have also begun to assess the impact of GDPR on customer behavior in regards to how it will affect the viability of a potential business model.
Emerging Benefits of Data Protection
In a survey conducted to assess the reception of GDPR, 61% of respondents said they believe that GDPR has its benefits beyond just implementation. Of those, 21% expected significant benefits, including competitive advantage, improved reputation, and business enablement. As more and more companies begin to adapt marketing strategies, workflows and general business practices, they will begin to view the regulations in a more positive light that will allow them to attract top investors who are interested in investing in a compliant company that will withstand the test of time.
Investors Don’t Need to Worry
As GDPR becomes more and more understood in the world of tech, companies and the people investing in them will either adapt to current data requirements in order to be compliant or find creative, legal ways to outsource their data. While it might seem that investors win big in this situation, companies that work hard to alter their strategies in order to meet compliance regulations will also reap big benefits in the long run, as will their users.
You know, I’ve been playing with the Chromecast for a few days now. And so far we’re impressed, and not just by its low $35 price. It’s one of the easiest ways we’ve seen of adding Internet-based content to a non-smart TV. And it appears that a number of people feel similarly; as we were going to press, the Chromecast was out of stock at all the online retailers we checked, including Amazon, Best Buy, and Google Play.
And, I am not as eager as many of the Apple fan girls and boys, but I totally dig my iPhone, iPad, and even my Apple TV. But these are just a few examples of how much people will act over all things Apple. So when a product is released that throws a beat down on one our Apple products we figured we owe it to you to let you know. For this very reason, and well, because it’s awesome and CHEAP, we wanted to provide you with a Google Chromecast review take some time to tell you why Chromecast may be a better option than Apple TV.
You See it. Stream it.Google Chromecast Streaming Media Player
I do SO much on my devices and Google Chromecast is here to help make things easier! And Google Chromecast is designed to make the most of the apps and entertainment already on your phone. Shows, movies, live TV, YouTube, photos and more. It’s all just a tap away from all of your family’s devices.
Even better… this will allow you to save money by cutting the cord to cable and streaming their entertainment with the Google Chromecast Streaming Media Player.
Well how does this work?
Google Chromecast works with the streaming apps you know and love! Stream right from your phone to TV simply by plugging Chromecast into the HDMI port on your TV and to power and stream your favorite entertainment right from your phone with just a tap. Watch shows, listen to playlists, and more. And while streaming, you can still use your phone as you normally do.
Enjoy TV shows, movies, videos, songs, games, sports and more from over 2000 apps like Netflix, YouTube, YouTube TV, and HBO NOW. Find more at g.co/chromecast/
Use your voice! That’s right, you can literally just say what you want to watch from compatible apps and control your TV hands-free, with Chromecast and Google Home working seamlessly together. “Ok Google, play Stranger Things from Netflix on my living room TV.” How cool is that!?
And one of my favorite things about all of this is that it’s already compatible with your existing HDTV! It will easily connects to high-definition televisions with HDMI connectivity.
I’m all about making life easier and gadgets like Google Chromecast are all about EASY.
Get Your Google Chromecast
The entertainment options are endless. The new Google Chromecast plugs into your TV’s HDMI port to open up a world of entertainment — controlled through your mobile device. Cast TV shows, movies, music, or games from your favourite apps, and discover new apps, features, and recommendations through the Chromecast app.
The Chromecast has some limitations, though. For example, it lacks the breadth of content offered by many streaming-media players such as Apple TV or Roku, it can’t do full AirPlay-like mirroring of portable devices, and you can’t stream local content stored on your phone or tablet.
This is a sponsored article written by Money and Technology on behalf of Best Buy.
Real Estate Agents’ fees in the US are amongst the highest in the world. The typical vendor in the States will have to pay out an average of 6% of their sale to agents. Whilst most people believe that having an agent is worth the price to prevent endless headaches, there are some who prefer to go it alone, successfully. With this in mind agents across the world are seeking to use new technologies to help add value to their services. Here are three of the best.
Laser Scanning Of The Property
This is the backbone of all the other options available to agents. Highly accurate scans of the spaces by lasers can be pieced together on a computer to give results that are more accurate than architectural plans. These scans take next to no time and leave the agent with a virtual 3D model that can be exported into other system (such as virtual reality) as well as producing simple plans for buyers to view. Currently, laser scanning just makes plans of rooms but as the technology improves and becomes cheaper it will be possible to scan in other things easily, such as furniture.
The Virtual Tour
Sick of open houses filled with sweaty couples you know don’t deserve the house you are looking at as much as you? Unable to travel halfway across the country to view your new home? With 360 degree photography that can be combined with laser scanned models agents can produce virtual tours. From the comfort of your current home, you can don a set of VR glasses and take the time to decide if it is right for you. Whilst VR takes away a lot of the power from an agent it makes up for this by expanding the market and providing significantly better customer service.
“Suddenly a wild Pikachi appears!” Augmented Reality (AR) is not just for Pokemon GO anymore. AR allows you to see virtual images within a real space. By using a special headset, smart glasses or even just your cell phone, you can make an otherwise conventional property visit come to life. One of the most basic things that AR can do is to clone the agent making it possible for multiple couples to have the same tour at different times. AR also allows agents to stage properties cheaply, putting not just virtual furnishings but whole dinner parties (if they want). In the future laser scanning will combine with AR to allow you and the agent to stage a home you are interested in with your own furniture and fixtures.
AR has another significant advantage over conventional sale methods; the building doesn’t have to be there. AR allows agents to show buyers around building plots, or houses undergoing renovation, whilst they can see the finished projects and physically tour them.
Real Estate agents are like any other business – there are good ones and bad ones. It is possible to save yourself money by avoiding agents and selling directly but this has the potential to go very wrong. Instead, it is best to shop around and get value for money. Finding agents at the cutting edge of technology, who can really earn their keep, is a cost-effective and sensible idea. The future of house sales is changing and soon will be unrecognizable from the system that has been in place for decades.
Technology often affects supply chain management structures. One development in the past 10-20 years shaping the way supply chains operate is the increased use of Internet shopping. Will wholesalers and retailers keep up with SCM Changes?
Overview of Supply Chain Management
A supply chain is the path that goods or services travel, which is a journey that supply chain management oversees. For tangible goods, this process usually begins in a factory where items are built and ends with those pieces in customers’ hands. Service SCM often starts at a place of business where customers will have access to help they need, and these customers also might use online or telephone communication to make service requests. Some businesses choose to have an internal team handle SCM, while others hire outside experts.
Latest Trends in SCM
Because of the increase of online shopping, companies now strive to make delivery times as short as possible for as inexpensive as they can. This initiative involves the use of visualized data for tracking orders and shipments. To shorten delivery times, some businesses also have planted factories and warehouses closer to where customers live.
Along with data visualization and localized manufacturing facilities, current SCM practices seem to demand the use of the Perfect Order Index indicator. A company with the best POI is the one who ideally ships all orders on time with no damage or loss occurrences — or at least does ship perfect orders nearly 100 percent of the time.
Artificial intelligence technology including the use of drones, which also can speed up delivery, is another new SCM trend. Automation of purchases and orders works in conjunction with this recent SCM development. In some cases, this includes automated transaction procurement at both the business-to-business and business-to-consumer levels. It may also include automated invoicing along with immediate delivery of payment receipts.
Current SCM trends might seem impersonal to some shoppers. One challenge that both wholesalers and retailers face right now is providing the one-on-one customer service experience many consumers still crave. B2B clients also might still demand VIP, face-to-face service.
Offering the best of both worlds, which includes the efficiency that technology can provide combined with a physical presence near delivery destinations, could bring back the hometown feeling many people remember and miss from their younger days. For instance, local grocery stores delivered milk straight from a nearby farm to homes at least once a week. This took place at least until the early 1980s and is in a way happening again with online ordering being the major difference.
Combining digital order fulfillment technology along with the “mom and pop” feel of local pickup that some customers prefer could put a company ahead of their competitors.
How an MSME Loan Will Help You Grow Your Small Business
Mr. Murari Lal Bansal, a resident of Chandni Chowk, Delhi was an owner of an MSME enterprise. His business was going good for the last 2 years. As his business flourished with time, so the need to expand it and bulk orders from clients also increased.
For leasing out a big space to expand his business operations and to receive bulk orders from clients, he needed a big amount of money of around Rs.20 lakh. Since he had no other sources of money, he thought it would be good to sell his ancestral home, liquidate it and use the funds in the business.
On the other hand, he was also aware that liquidating his ancestral home was not a good idea in the long-run. That’s when one of this friends advised him to avail an MSME loan from a leading lender of up to Rs.30 at lower rate and longer tenor.
If you are an MSME business owner and needing to expand his/her business and for that, if you are thinking to liquidate any of your assets, MSME finance is a good idea.
What is MSME loan?
If you have Micro, Small, and Medium Enterprises (MSMEs), you may avail an MSME loan from any of the leading online lenders and borrow up to Rs.30 lakh.
These loans are popular amongst small business owners as they are available at lower rates and extended tenor so that you can repay smaller EMIs.
Why an MSME loan is a good idea to give wings to your business?
1) Finance up to Rs.30 lakh
When you can avail up to Rs.30 lakh for your business needs, you can easily focus on your business and take it in the right direction.
2) Flexi loan feature
When you avail an MSME loan from a leading lender, you also get the flexi loan facility in which you can easily borrow an amount as per your needs from the total limit. You can enjoy the benefit of paying just the interest as EMI on the used amount and nothing more. The rest of the money is adjusted at the end of the loan tenor.
3) Faster processing
Since the MSME loan is a collateral free loan facility, you can enjoy a faster processing of the loan which means your loan application is processed within 24 hours. As a result, when your loan is processed fast, you also get the money disbursement quick.
4) Wider tenor to suit your needs
You can focus on your MSME business and not bother about the loan repayment as you can seize a wider tenor ranging from 1 year and 5 years. Hence, you can pay smaller EMIs over a longer tenor and focus on your business and not the repayment.
5) Online account management
Availing an MSME loan from a reputed lender can let you access the loan information right via the digital customer portal. It lets you track the progress of your loan right from anywhere and 24/7.
MSME loan eligibility
For availing the MSME loan, you will need to fulfil some standard MSME loan eligibility of the lenders such as:
* Applicant should be under 25-55 years
* Your MSME business should have a history of 3 years and more
* You should have filed the Income Tax Return (ITR) on behalf of your business during the last 1 year
The Bottom Line
Don’t think to liquidate your assets or take credit from your relatives when you have an MSME loan to help you cover your entire small business needs. You can apply for the MSME loan online and get started.
The world of finance and financial products is largely male-dominated. Men are always the ones to keep track of the money and plan household finances. They make all the financial decisions for their own lives and often are in charge of the money earned by the women in their lives as well. Thanks to this, there is a gap, both in investment and knowledge about personal finance between men and women. Not surprisingly, there are more male financial advisors than females.
Business team discussing project with man pointing at the laptop
However, this gap can easily be reduced if women were to step up and take charge of their own finances, instead of relying on their fathers and husbands to do so. As a woman, all you have to do is ask questions and educate yourselves on the various products available in the market, and learn about the nuances of the available investment options for women.
You can also hire a professional financial advisor to help you out with your investment if required. An advisor would be able to help you see the big picture and build a diversified investment portfolio to meet your financial goals.
Why women should invest in financial products?
Here are a few good reasons why women should invest in financial products:
1. To build an emergency corpus
It is important for women to create a corpus for emergencies. Ideally, this amount should be equal to 6 months of your family’s expenses. A good way to create this corpus is for you to save a part of your salary and invest it in fixed income investments, like FDs for women. These provide guaranteed returns, as they are not associated with the market performance.
Therefore, with FDs, there is no risk of losing your money. For instance, Bajaj Finance Fixed Deposit is a great FD option, that comes with high-interest rates of over 8% and flexible tenors ranging from 12 to 60 months. An FD calculator will tell you the returns you will get.
2. To be retirement ready
Women generally live longer than men. So, it is important that they take their retirement finances seriously. Investing in a retirement plan/systematic investment plan (SIP)/mutual funds when young, helps create a huge corpus by the time you retire. FDs for women is a wise option since they lock away a part of your money for a specific tenor. Moreover, FDs offer periodic interest returns according to your choice (quarterly, half-yearly, or annually), that can act as an alternate source of income. What’s more, you can invest in FDs as a senior citizen as well. In fact, FDs come with loads of benefits for senior citizens. Not only do they offer higher interest rates, but also offer greater tax exemption.
3. To meet all their financial goals
Women are equal participants in the family, and as your life stage changes, there are bound to be financial goals that you may want to meet. You will want to pay for your dream home, your children’s education, secure your retirement, or maybe just travel abroad.
Whatever your goal, it is important that you have a financial plan in order to fulfill that ambition. Investing in relevant financial instruments will help you build the desired corpus to address short and long-term goals.
Trying to understand video formats can be a bit tricky, especially since most people have the wrong idea about them in the first place. To clarify the extensions that you see in video files (i.e. MOV, AVI, MKV, and MP4) are just one part of the video format – known as the container.
The actual video format consists of another part as well, known as the codec. Both the container and codec have a part to play in the video format – and it is important that you understand their roles.
Think of a container as a wrapping that is used to hold together the various parts that make up a video. Typically two of the parts in modern videos are the video data and the audio data, but there may be other parts as well such as data regarding captions, menus, and so on.
Because it needs to contain all these various types of data, the container is also what determines the features that the format supports. Some containers support a wide range of features, while others are much more limited.
It should be noted that some containers are only able to contain video or audio data that is stored in specific codecs.
In contrast to containers, video codecs are the part of the format used to organize the video data. It basically processes the video and stores it digitally by using algorithms to shrink its size by arranging it more efficiently and (in some cases) discarding data that is deemed ‘unnecessary’.That is why video codecs determine the compression that is used by the video format. If data is discarded then the compression is ‘lossy’ and will be able to reduce the file size of the video more. However if no data is discarded the compression is ‘lossless’ – but will normally have a larger file size.
The video codec is responsible for both encoding and decoding the video, i.e. it compresses it for storage and then reconstructs the video and displays it when it needs to be viewed. Modern containers store video codecs internally, but there may still be compatibility issues at times.
How it Fits Together
Now that you’re aware of how containers and codecs work – you may be starting to appreciate how they fit together. To put it simply the ‘format’ consists of a pairing of both – and you should select it based on:
* Compatibility with the device or platform you want to view the video on, as well as between the container and codec you want to use.
* Compression that the codec is able to provide in order to reduce the file size of the video.
* Features that the container supports, to ensure that you’re able to store all the data that may be required.
It is important that you consider these three factors when deciding on a container, codec, and ultimately video format. In some cases the converter you’re using may have presets that simplify the options somewhat, as is the case with Movavi Video Converter (http://www.movavi.com/videoconverter/) for example.
By this point you should understand video formats a whole lot better – which is good. The better your understanding of video formats, the better you’ll be able to figure out which one you should be using if and when you need to. Video Formats: A Quick Guide to Understand Them Better