July 23, 2019
Get a Personal Loan in Noida in 4 easy steps
Noida is short for New Okhla Industrial Development Authority and is part of the national capital region. It is well connected by rail, road and air. Noida is home to several industries, MNCs and educational institutions like Amity University.
Whether you are planning a dream wedding, taking that pending vacation with family, or clearing your debts, a Personal Loan is a great solution for a quick financial boost. A number of people go for these loans.
- the ease with which your application is processed
- minimal documentation
- quick disbursement of cash into your bank account
Step 1: Fill an online Personal Loan application form
To get started, you are required to apply online for Personal Loan in Noida. Click on the Personal Loan tab, and fill an application form. You can either login with Bajaj Finserv Experia app or social accounts to auto fill the form. Details like your name, mobile number, previous history of loans and address is mandatory.
Step 2: Mention loan details
After you get an instant approval, type in the loan amount and tenure.
Step 3: Submit documents
Whether you apply for a Personal Loan in Delhi or Personal Loan in Noida, documents remain the same. For identity proof, valid documents like passport, voters ID, driving license and PAN Card is accepted by the lending bank.
Other documents required for Personal Loan in Noida include salary statement for the last 2 months, passbook entries till date and employment ID card. For proof of residence, you must submit ration card, latest telephone bill, passport or letter from your company.
Step 4: Cash is disbursed to your account
Once you loan is approved, money will be transferred to your account within 72 hours-the shortest disbursement time taken by any NBFC.
An alternate option- apply offline
You can call the bank on the toll free number provided, or give a missed call from your registered mobile number.
Personal Loan eligibility in Noida
If you are a salaried professional aged between 25 to 53 years, with a good credit score history, this one’s for you. Make use of the online calculator to know your loan eligibility status.
The minimum salary required for Personal Loan in Noida is Rs.40000
Fees and charges
For loan approvals up to Rs.25 lakhs, a processing fee of 2.25% to 3%of the loan amount is charged. Bajaj Finserv offers Personal Loan at 12.99% onwards, and security fee of Rs.999 has to deposited when you apply online.
Go through the above mentioned benefits and you will see why several Indians have made Bajaj Finserv a trusted choice. With flexi loan option and the ease with which your loan is processed, you can apply for a Personal Loan in Noida.