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Day: July 23, 2019

The Do’s And Don’ts After A Car Accident

There have been several instances when innocent people have seen the worst of their times after surviving a car accident. This often happens with victims who are unaware of certain things they should not ignore. In this article, we have discussed what you should do and not do if your car gets into an accident on the road.

Do’s

That one critical question – are you alright?

You probably know how dangerous and injurious car accidents can become. From minor scratches to fatal injuries to even life-loss, accidents can turn out to be grave. And most of all, these situations are a result of panic. You need to hold a grip of your senses so that you can figure out more about your injuries and look for help accordingly. In case you require any emergency medical help, get it immediately.

Note down the license number

Most drivers get away from the situation once they hit another car while driving either by mistake or driving recklessly. You might not even get time to have control over your car and get out of it before the liable driver escapes. Therefore, try to keep your mind calm and be as attentive as possible. It is also important that you note down the license number of the other car involved. This might prove as a crucial piece of evidence while claiming the insurance.

You need to call the police

The next thing you must do is to call the police. Tell them about the accident in brief along with all the essential information they will ask for. Apart from that, try to collect all the evidence until the police arrive at the scene. For example, you can use your smartphone camera to capture photographs of the damaged cars and tire marks on the road.

Don’ts

Don’t Panic

Yes, being involved in a road accident can give a shock to your state of mind. Many people even take a few minutes to get out of such a trauma. Keep in mind that you should not panic in such situations and act wisely. Come out of the car, take a walk to confirm you are fine. Breathe easy and once you feel alright, follow the “Do’s”.

Don’t go on your own; hire a lawyer

You should not try to file your claim on your own. This may affect the ruling of your case. The paperwork and related procedures are quite cumbersome and require utmost care while making
sure that you don’t file any document in the wrong order or format. It would be best for you to hire a lawyer. They are the ones who will represent you in a court of law for better results.
As now you know what to do after being hit by another car on the road; let’s discuss the role of a lawyer in your case to claim personal injury and loss as a victim.

The real test of time begins once you file the claim

The other driver’s insurance company will try to offer you monetary relief that may not meet what you deserve. In fact, you would require providing answers to their long list of questions before they approve your claim. Yes, it is a long way to go. Here you would require the lawyer on your side to claim a reasonable amount as compensation without any hassles.

First things first

Consulting the lawyer means you’re giving a boost to your case. However, everything starts with a detailed conversation and you will actually need to elaborate the entire accident and whatever happened after that. Show them everything you have as evidence in support of your claim. Then, they will suggest what you should do next.

The investigation

Despite the reports submitted by the local police or the insurance company, your lawyer will investigate the case on their own terms. For instance, they will consult with police officers, other investigators, eyewitnesses, doctors, etc. The reason they would do that is to make sure your case stands strong enough to rule in your favor.

The paperwork

Maintaining the paperwork can become excessively exhausting as you might not know the in-depth details of your state laws as aforementioned. But you need not worry as your lawyer will be there to draft demand letters, complaints, witness reports, supporting evidence, interrogations, pleas, and other litigation documents. Not only this, but the lawyer will also keep a track of case deadlines and submit paperwork on time.

Road accidents can be distressing. Just having the know-how of what needs to be done and what should be avoided can help keep the stress at bay and minimize your sufferings

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Get a Personal Loan in Noida in 4 easy steps

Noida is short for New Okhla Industrial Development Authority and is part of the national capital region. It is well connected by rail, road and air. Noida is home to several industries, MNCs and educational institutions like Amity University.

Whether you are planning a dream wedding, taking that pending vacation with family, or clearing your debts, a Personal Loan is a great solution for a quick financial boost. A number of people go for these loans. 

Here’s why: 

  • the ease with which your application is processed
  • minimal documentation
  • quick disbursement of cash into your bank account

Step 1: Fill an online Personal Loan application form

To get started, you are required to apply online for Personal Loan in Noida. Click on the Personal Loan tab, and fill an application form. You can either login with Bajaj Finserv Experia app or social accounts to auto fill the form. Details like your name, mobile number, previous history of loans and address is mandatory. 

Step 2: Mention loan details

After you get an instant approval, type in the loan amount and tenure.

Step 3: Submit documents

Whether you apply for a Personal Loan in Delhi or Personal Loan in Noida, documents remain the same. For identity proof, valid documents like passport, voters ID, driving license and PAN Card is accepted by the lending bank. 

Other documents required for Personal Loan in Noida include salary statement for the last 2 months, passbook entries till date and employment ID card. For proof of residence, you must submit ration card, latest telephone bill, passport or letter from your company. 

Step 4: Cash is disbursed to your account

Once you loan is approved, money will be transferred to your account within 72 hours-the shortest disbursement time taken by any NBFC. 

An alternate option- apply offline

You can call the bank on the toll free number provided, or give a missed call from your registered mobile number.

Personal Loan eligibility in Noida

If you are a salaried professional aged between 25 to 53 years, with a good credit score history, this one’s for you. Make use of the online calculator to know your loan eligibility status.

The minimum salary required for Personal Loan in Noida is Rs.40000

Fees and charges

For loan approvals up to Rs.25 lakhs, a processing fee of 2.25% to 3%of the loan amount is charged. Bajaj Finserv offers Personal Loan at 12.99% onwards, and security fee of Rs.999 has to deposited when you apply online. 

Go through the above mentioned benefits and you will see why several Indians have made Bajaj Finserv a trusted choice. With flexi loan option and the ease with which your loan is processed, you can apply for a Personal Loan in Noida.

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