Saving, investing and making money with technology

Month: March 2019

SingleCare Helps You Save Big on Prescription Drugs

Are you tired of paying hundreds of dollars for your medical bills? Did you know that U.S. residents pay three times more for drugs than in Britain? According to the Journal of the American Medical Association, healthcare costs in the USA are twice as much as 10 other high-income nations such as the UK, Australia, France, and Switzerland. Apart from high doctor fees and administrative costs, Americans also have to shell out considerable amounts for prescription drugs. In fact, an average American can spend around $1,200 per year on prescription drugs which is more than anywhere in the world. For certain drugs like cancer medications, the costs come down to $10,000 per month!

Is there a way to get your medication at lower prices and save your hard-earned money?

If you are looking for answers to the above question, then SingleCare can help you out by offering huge discounts on your prescriptions – up to 80%! I like SingleCare because of the low prices and there are no fees and premiums to pay which means you can save money instantly.

What is SingleCare?

SingleCare is a healthcare company that offers transparent, affordable pricing on prescriptions. It’s free, easy to use, and regardless of your coverage status, you can save money when you use their pharmacy savings card and coupons. Their cards and coupons can by physical or online – whatever works best for you!

You don’t need to pay anything to create your account and are charged only when you fill a prescription at the pharmacy.

How can I Save Money on Prescription Drugs?

The first thing you want to do is go to the website and/or mobile app to search for your prescriptions. It’s like a search engine for your prescription savings, where you type in the name of your script and enter your zip code. The results page allows you to adjust the dosage and quantity of your prescription and below it shows you pricing at each of the partner pharmacies. There you can select your coupon and have it texted to you, sent via email, or get a PDF version to print. Very easy!

The SingleCare pharmacy savings card is accepted nationwide at over 35,000 pharmacies including Target, Walmart, CVS, Kroger, Longs Drugs, Walgreens, Harris Teeter, Fry’s, Duane Reade and more!

You can get an average savings of 50% on medicines which also includes prescriptions for your pets. Some over-the-counter medicines are also included under the savings program if you have a prescription for them. I was recently online searching for some amoxicillin antibiotic tablets and I found them, but, the price was very high $66.70, then when I searched on SingleCare.com and Walgreens the prices was much lower $14.95. And also, since I am a first time customer, I saved an extra $5 off my first prescription.

SingleCare is Your Way to Affordable Medicines and Healthcare

With options like SingleCare, you don’t have to worry even if you don’t have insurance or if you want an alternative to your insurance. From helping you fund in the cost with third-party options to ensuring you pay less, you’ll love what you’ll see

SingleCare has helped millions of Americans to save hundreds of millions of dollars on prescription drugs. You can become one of them by signing up for SingleCare through their website and/or mobile app. It doesn’t matter whether you have insurance or not- everyone can take advantage of the medical discount plan without any restrictions! Are you tired of paying hundreds of dollars for your medical bills?

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3 Tips to Maximize Compensation in an Accident Injury Claim

If you’ve been in a road accident that resulted in personal injury, you know the challenges of dealing with such a situation—overwhelming medical bills, immobility, disruption in personal life, loss of employment, loss of personal property, and continued emotional suffering.

While going through the trauma of dealing with severe injuries or losing a loved one to an accident, you should not have to worry about your finances, which is why it’s important to avoid mistakes that could jeopardize your fight for fair compensation.

Ensure that your injuries are well documented

Many times, unless the injuries in a road accident are severe, victims tend to avoid seeking medical treatment. In such cases, it becomes extremely difficult for them to claim compensation should an internal injury or health problem surface later because of the accident.

Don Ernst from ErnstLawGroup.com explains that the best way to receive compensation from an accident is to have your injuries documented by a doctor. Self-documentation does not work, and your medical insurance company will most likely deny your claim in the absence of proper medical records.

To protect your right to receive lawful compensation for your suffering, it’s essential that you visit a qualified doctor immediately after an accident and maintain proper medical records, including bills, prescriptions and test results. In addition, avoid telling the doctor that you feel fine, as this might work against you in case of a claim. Instead, allow the physician to examine you and order any tests they may find necessary.

Hire an experienced road accident lawyer

Having access to sound legal counsel can make a tremendous difference in the way the insurance company handles your claim and the amount of compensation they end up awarding to you. An attorney who specializes in personal injury claims arising from traffic accidents will have the knowledge and expertise to investigate your case and collect evidence, develop a strong case, and do everything to maximize the compensation due to you.
Whether your claim ends up in an out-of-court settlement with the defendant or goes to trial, working with a good personal injury advocate will ensure your rights are protected and the guilty are brought to book.

Don’t accept a settlement that appears generous but really isn’t
Often, accident survivors or victims’ families tend to settle for the first amount offered by an insurance company so that they can move on with their lives. This usually happens because, even if the sum offered may not be fair, it appears generous enough or meets the victim’s immediate medical and other costs.

In the absence of legal advice, personal injury victims fail to take into account future damages such as loss of work due to prolonged recovery period, emotional damages, loss of personal property such as cell phone or laptop damaged in the accident, cost of travel to medical clinic, and many

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Fund Your Dreams: The Best Place to Get a Personal Loan Online

When you need to get a personal loan, it can feel like an isolating and stressful experience. But the truth is that you are not alone, as personal loans in 2018 amounted to over $120 billion dollars in the United States.

No matter what you need your personal loan for, there is a personal loan for everybody, regardless of your credit or your reasoning behind the loan. Dive into this personal guide to find the best place to get a personal loan.

Best Place to Get a Personal Loan

There are a number of personal loans on the market, with enough out there to cover any need or credit rating. You will find that if your credit score needs some work, you can still get a personal loan.

Sometimes even just looking into small personal loans will help improve your credit score. But if you need a little help with your credit score, learn more about understanding your credit score and how to improve credit ratings before you apply.

Personal loans online are divided into a number of categories, and this is usually dependent on your credit score. You will find that personal loans come with lower interest rates when you have good credit, and with poor credit, the lender takes a higher risk and generally offers a higher interest rate.

Some of the most common personal loans online are from Prosper, Wells Fargo, and Lending Club. These lenders are more useful to those with better than average credit scores.

Types of Personal Loans

For excellent credit, places like Freedom Plus and Earnest offer personal loans as well. Peerform and Avant help those with average credit.

And websites such as OneMain and BadCreditLoans.com are there for those that need help with their credit scores.

Discover the best type of loan for those with poor credit.

The most common reason for getting a loan is to consolidate your high-interest debt, but they can be taken out for anything. Adoption fees, medical bills, house repairs, wedding, car issues, or any sudden need for cash can be your reasoning.

A general rule of thumb is that you are likely to get a higher personal loan when you have good credit. But even average or poor credit can get you a personal loan if you shop in the right place.

Best Personal Loans for Good Credit

The best personal loans if you have good credit are from places such as Lending Club and Wells Fargo. Here you will find lower interest rates and a higher potential for the amount of a personal loan.

Interest rates for those with good credit can be as low as 6.95 percent, but even those with good credit might see a high-interest rate at 35.89 percent. Read the fine print on the applications, as you may pay a fee just for applying.

Even so, with good credit, you could get a loan as high as $40,000 and a term as long as five years to pay it back. Wells Fargo may offer even higher personal loans up to $100,000 if your credit is very good.

Best Personal Loans for Average Credit

If your credit isn’t in the best shape, you will find that you don’t have many options when it comes to personal loans. Or at least, your options are slimmer.

You may not have the option of shopping around for interest rates and may get a smaller loan as a result.

Even so, there are many lenders today willing to help out. They will earn your business through a higher interest rate, making it a win-win for everybody.

Personal loans for average credit can still offer interest rates around 5.99 percent but can go as high as 35 percent.

Places such as Peerform and Avant are known to be extremely helpful in offering personal loans. These personal loans can go as high as $35,000 depending on your exact credit situation and need for a loan.

You are likely to find that there is a small processing fee for the application.

Best Personal Loans for Bad Credit

If you have a credit rating under the 600 mark, you may be considered a risk by lenders. But credit scores are evolving, and the more you work to improve your credit score, the faster it will improve.

Don’t sweat it if you need a personal loan and have bad credit. Websites such as BedCreditLoans.com and One Main can help you.

You won’t necessarily be stuck with a high-interest rate either. Some loans offer interest rates as low as 5.99 percent.

You may not get a high personal loan amount, but it could be a start in the right direction if you are rebuilding your credit.

At One Main, higher personal loan amounts are available for those with bad credit. These can go as high as $30,000, but you may be paying interest as high as 35.99 percent as well.

Before you apply for personal loans online, check your credit rating, and see if there are any errors. Clean that up before you apply.

If your credit score is lower than 600, you may be better off applying for a personal loan.

Do Your Research

Personal loans are a significant component of the economy, comprising 1.5 percent of consumer debt. Personal loans can be used for anything from credit card consolidation to home repairs or even a vacation.

It is estimated that 60 percent of personal loan applicants using the funds for credit card debt. Do your research to prepare yourself for approval before you apply.

There are 19.5 million outstanding personal loans in the United States, totaling billions of dollars. When you are looking for the best place to find a personal loan, know that you are not alone.

There is a personal loan out there for everybody, regardless of need or credit score. Don’t let one denial stop you.

As many as 24 percent of American applicants will receive at least one denial on their quest for the best personal loan. Before you search for the best place to get a personal loan, empower yourself with these 4 tips on reaching your financial goals and dreams.

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How To Avoid Getting Fake Car Insurance

Ever since the dawn of civilization of civilization fake products have existed in the market. Fakers haven’t stopped. This time, it’s not only products that are being faked – services are being faked too.

Providers and regulators never stop informing the public about fake services. Yet there are still people who fall for these fakes over and over again. Some con artists are so adept at making their services look real.

The automobile industry is no exception. Sketchy car insurance websites are out there selling fake policies and deals. In this article, we will discuss how you can avoid falling for such counterfeit services.

Understanding mandatory car insurance

You need car insurance to avoid financial loss in case of a car accident. It saves you from shouldering the repair cost. The law mandates liability insurance to protect other people from you and your car. This will cover paying for damages and injuries done to others.

Understand the insurance policies

The two basic insurance types are liability insurance and comprehensive insurance. The liability insurance pays for damage you’ve done to others. Comprehensive insurance covers damage to your car due to natural causes, or in case of theft and accidents. You can learn more about this when you consult insurance providers.

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Agents

First-time car insurance buyers often talk to insurance agents suggested by car dealers. Or sometimes, the car dealers offer you insurance too. If you are dealing with an agent, be sure to run a background check. This will help you avoid con artists.

You need to check and read the documents the agent gives you. Sometimes you might find sketchy clauses in your contract. Clarify what these means first before signing. You can always ask to see their license.

Car insurance companies

Scam artists have adapted and started getting into new technology. If you want to make a purchase with your insurance company, it’s safer to go to their branch office instead of going online. However, the downside is that it can be quite an inconvenience.

If you can’t go to the physical office, there’s another way to make sure the website is not a scam. Look for the customer service contact number and call it. If there is none, it is probably fake. If they don’t answer or is answered by a suspicious-sounding person, be wary.

Online aggregators

Some online aggregators can find insurance deals for you online. If you visit their website and avail of their services, they will do the comparing of premiums for you. Keep in mind that you should make sure their website is secured. To do this, look for the green padlock icon near the search bar where the website name is located. Keep in mind that you should check coverages too and not just prices.

You should make an informed choice

It doesn’t really matter where you choose to purchase your insurance. You have to make sure that you are making the right choice. Keep in mind the tips in this article and seek to further understand how getting an insurance works. If you master what each coverage does and how to get them, you won’t fall for fake auto insurance.

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Please visit my new Blog: Click here!

Continue Reading

How To Avoid Getting Fake Car Insurance

Ever since the dawn of civilization of civilization fake products have existed in the market. Fakers haven’t stopped. This time, it’s not only products that are being faked – services are being faked too.

Providers and regulators never stop informing the public about fake services. Yet there are still people who fall for these fakes over and over again. Some con artists are so adept at making their services look real.

The automobile industry is no exception. Sketchy car insurance websites are out there selling fake policies and deals. In this article, we will discuss how you can avoid falling for such counterfeit services.

Understanding mandatory car insurance

You need car insurance to avoid financial loss in case of a car accident. It saves you from shouldering the repair cost. The law mandates liability insurance to protect other people from you and your car. This will cover paying for damages and injuries done to others.

Understand the insurance policies

The two basic insurance types are liability insurance and comprehensive insurance. The liability insurance pays for damage you’ve done to others. Comprehensive insurance covers damage to your car due to natural causes, or in case of theft and accidents. You can learn more about this when you consult insurance providers.

""

Agents

First-time car insurance buyers often talk to insurance agents suggested by car dealers. Or sometimes, the car dealers offer you insurance too. If you are dealing with an agent, be sure to run a background check. This will help you avoid con artists.

You need to check and read the documents the agent gives you. Sometimes you might find sketchy clauses in your contract. Clarify what these means first before signing. You can always ask to see their license.

Car insurance companies

Scam artists have adapted and started getting into new technology. If you want to make a purchase with your insurance company, it’s safer to go to their branch office instead of going online. However, the downside is that it can be quite an inconvenience.

If you can’t go to the physical office, there’s another way to make sure the website is not a scam. Look for the customer service contact number and call it. If there is none, it is probably fake. If they don’t answer or is answered by a suspicious-sounding person, be wary.

Online aggregators

Some online aggregators can find insurance deals for you online. If you visit their website and avail of their services, they will do the comparing of premiums for you. Keep in mind that you should make sure their website is secured. To do this, look for the green padlock icon near the search bar where the website name is located. Keep in mind that you should check coverages too and not just prices.

You should make an informed choice

It doesn’t really matter where you choose to purchase your insurance. You have to make sure that you are making the right choice. Keep in mind the tips in this article and seek to further understand how getting an insurance works. If you master what each coverage does and how to get them, you won’t fall for fake auto insurance.

""

Please visit my new Blog: Click here!

Continue Reading

How To Avoid Getting Fake Car Insurance

Ever since the dawn of civilization of civilization fake products have existed in the market. Fakers haven’t stopped. This time, it’s not only products that are being faked – services are being faked too.

Providers and regulators never stop informing the public about fake services. Yet there are still people who fall for these fakes over and over again. Some con artists are so adept at making their services look real.

The automobile industry is no exception. Sketchy car insurance websites are out there selling fake policies and deals. In this article, we will discuss how you can avoid falling for such counterfeit services.

Understanding mandatory car insurance

You need car insurance to avoid financial loss in case of a car accident. It saves you from shouldering the repair cost. The law mandates liability insurance to protect other people from you and your car. This will cover paying for damages and injuries done to others.

Understand the insurance policies

The two basic insurance types are liability insurance and comprehensive insurance. The liability insurance pays for damage you’ve done to others. Comprehensive insurance covers damage to your car due to natural causes, or in case of theft and accidents. You can learn more about this when you consult insurance providers.

""

Agents

First-time car insurance buyers often talk to insurance agents suggested by car dealers. Or sometimes, the car dealers offer you insurance too. If you are dealing with an agent, be sure to run a background check. This will help you avoid con artists.

You need to check and read the documents the agent gives you. Sometimes you might find sketchy clauses in your contract. Clarify what these means first before signing. You can always ask to see their license.

Car insurance companies

Scam artists have adapted and started getting into new technology. If you want to make a purchase with your insurance company, it’s safer to go to their branch office instead of going online. However, the downside is that it can be quite an inconvenience.

If you can’t go to the physical office, there’s another way to make sure the website is not a scam. Look for the customer service contact number and call it. If there is none, it is probably fake. If they don’t answer or is answered by a suspicious-sounding person, be wary.

Online aggregators

Some online aggregators can find insurance deals for you online. If you visit their website and avail of their services, they will do the comparing of premiums for you. Keep in mind that you should make sure their website is secured. To do this, look for the green padlock icon near the search bar where the website name is located. Keep in mind that you should check coverages too and not just prices.

You should make an informed choice

It doesn’t really matter where you choose to purchase your insurance. You have to make sure that you are making the right choice. Keep in mind the tips in this article and seek to further understand how getting an insurance works. If you master what each coverage does and how to get them, you won’t fall for fake auto insurance.

""

Please visit my new Blog: Click here!

Continue Reading