Saving, investing and making money with technology

Day: April 11, 2017

Modern Debt Collection: Protect Yourself!

One interesting intersection of the ideas of money and technology is the concept of the modern debt collector. Debt collection agencies can be very effective for people trying to get money, and absolutely brutal to people they’re trying to get money from. So if you end up on the wrong side of that equation, what exactly can you do?

Well, you can be sure to read the latest news about the debt industry, make sure you’re updated about encryption technology, filter your email, screen your phone calls, and above all else, know your rights. Follow those steps, and you should be able to avoid the negative aspects of debt collection.

Read the Latest News

Your first step should be to read about how to deal with debt collectors. New articles come out all the time talking about what companies want and how they get it from you. There are concrete ways to avoid the worst parts of being hounded by debt collection agencies, but those techniques do change over time, which is why reading about them is so important. New reports can also indicate to you which behaviors of theirs might be illegal.

Stay Updated About Encryption

Debt collectors have funny ways of getting information about you. They often figure out how to scan through social media, public records, or other digital means to find ways to stalk you and/or get under your skin. If you’re in debt, make sure that as much as possible, all your digital communication is encrypted and secure, especially with information in the cloud, or messages passed back and forth through 3rd party forums.

Brutally Filter Your Email

Modern debt collection has many aspects that will attempt to reach you through your email. Filter your email constantly. Tag things as spam. Never click links that you don’t know where they go. Make sure that images don’t load unless you give them permission. Any kind of digital communication can be tracked, so leave as a little as possible in your email for anyone to follow.

Screen Your Phone Calls

Obviously, debt collection agencies and debt collectors are going to find out what your phone number is. And if you block their number one way, they’ll just call from a different number. Your best option is to only answer calls where you know the number, and leave everything else to voicemail. It’s a solid habit to get into even if you aren’t avoiding debt collection, in fact.

Know Your Rights

Last but not least, be sure to know your rights, specifically when it comes to harassment. Many techniques that debt collectors use are right on the fringes of the gray area of the law, but without you knowing in advance what’s what, they might be able to intimidate you into payments that you aren’t ready to make.

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Get the auto transporters with a single click

At the moment one comes to know that he needs to shift his car to another location which is at such a distance that self-driving is hardly possible, the first thing comes to one’s mind is a professional mover. There are doubtlessly many such service providers in the field who can offer the services as expected and required by the client, but many times one does not know such any service provider, and hence one seeks reference from friends and colleagues.

However, in such situations people whom one expects to refer someone also do not have such reference and then search for such expert begins through newspapers, online business directories and search engines on the internet begins.

The load board post:

There is one more beautiful option available which is known as the load board posting. While one wants to find auto transport companies on his end, there are also many companies who search for such clients. The load board helps to get them on the same platform and hence prove much useful to both the parties. To post the requirement on this platform is simple. One needs to provide his contact details and a brief description of what sort of service he is looking for. This information is sent to a number of service providers in the concerned field and hence those who want to tap a client can contact the client directly. They can have a brief description and even inspection of the car also.

Some important points:

Before the handover of the car, one must see that the car is in a perfect condition. The fuel at this stage must be kept at the lowest so that there is no risk while moving it. One also needs to take pictures of the car from different angles so that in the case of any scratching one can ask the mover. One must provide all the necessary papers of the car to the mover. One also needs to have insurance coverage before letting the car in the transition. In case the insurance is taken by the by the transporter one needs to get the copy of the policy and other important documents so that in case one needs to claim the damage he can do so easily. One also needs to see that the same is mentioned in the quote offered by the transporter.

Hence to find car movers is not a difficult task in this age now.

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