Saving, investing and making money with technology

Day: March 1, 2017

Must-have Essential Smart Office Tech in 2017

The 2017 smart office looks different than any other previous year. A genuinely smart office involves more than just technology at the office. If an office manager wants a smart office, he or she must provide new technology for the office and home. Many of the at-home technology items an office manager would not purchase, but giving a bonus for the employee to purchase could improve work efficiency. At home technology, would include:

Beddit Sleep Tracker

* This device allows a user to sleep smarter by informing the sleeper the time when REM sleep is the most effective. Sleeping smarter will give the employee brain energy to work smarter and not harder.

Casper Mattress

* This mattress is more than just an ordinary mattress. It comes with pillows, sheets, and personalized bedding for the sleeper. The mattress analyzes the sleeper’s needs and desires and then adjusts for those needs and wants. Quality sleep is one of the keys for quality work.

Behmor WiFi Coffee Machine

* A unique coffee machine which allows the employee to regulate the amount of caffeine consumed. This gadget will increase production in and out of the office.


* This technology turns any car into a smart car. Employees will no longer have an excuse to be late to work.

The at-home products will increase work efficiency before the employee even gets to work. To create a smart office in 2017, the following are essential must-haves:

iRobot Braava

* This vacuum will save time and energy at the office. It cleans and polishes the tile, wood, and solid linoleum surfaces. It does the cleaning, so the employees can continue working with clients.

Kevo 2

* These locks connect with Bluetooth and will keep the office secure. Online and offline data needs to be protected, and these advanced locks can do the job.


* In today’s world, cloud sharing services are the norm. This cloud storage service offers a multitude of terabytes to meet every business need. This cloud service is Google’s newest and greatest competition.

Logitech Base Charging Station

* The next time an employee’s battery is dead have him or her charge it using this innovative charging station. The employee will still make the online meeting with this station’s quick charging system. Its beautiful design and custom options can service anyone’s needs.

If a business is wanting to engage with online sales, some of the following are essential must-haves:


* This platform is a vital part of making an online business successful. It is ideal for online courses, selling items, or finding content for a company’s website. Kajabi can be adjusted to fit any business’s needs.


* ClearVoice identifies trending topics and content and then creates content for a business that matches the trends. The writers at ClearVoice allows you to set and forget the platform.


* SpyFu tracks trends and then finds their origins. It also shows a company’s top competitors. SpyFu helps make a company trendy in today’s market.


* A sales funnel helps engage new customers by letting them discover products, not on their list. This system invites the customer to join the email system and other features that will increase online sales for the company.


* Facebook Ads are a snap with this software, and Facebook Ads will reach more customers.


* IFTTT organizes social media, music, smart home toggles, news apps, and much more in applets. These applets allow these services to work in tandem to make advertising a one step process.

It is critical to work smarter not harder into today’s market. An employer can help increase efficiency with new technology at home and in the work place.

Author Bio: Veronica is an enthusiastic blogger that writes for Expert Product Reviewer. There, she reviews entire categories of products and not individual models in order to offer you a complete picture of all options available on the market. Her mission is to provide the readers with comprehensive and trustworthy opinions to help them make the perfect buying decision.

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Manage Your Finances Beyond The Grave

A lifetime of hard work may have rewarded you with a nice home and hefty bank accounts, but what happens to all those assets once you’re gone?

Maybe you want everything to go to the kids. Perhaps a charity or a cause you champion should get a portion. And what happens if, before you die, your mental capacity diminishes and you can no longer make decisions for yourself?

Just thinking about your final wishes – or mentioning them to a close friend over coffee – isn’t enough.

“I believe too many people don’t do the proper planning to make sure that any wealth they’ve accumulated over the years ends up where they want it to,” says Jaime Cowper, president of Unity Financial Advisors (

“Of course, that’s not going to cause any problems for the deceased because they’ll be gone. Those left behind, though, could end up feuding over property, paying more taxes than necessary, or just becoming stressed as they try to put together the puzzle pieces of your estate.”

But you don’t have to leave your heirs guessing about your intentions. Cowper suggests an estate-management checklist to make sure everything is in order.

And if you’re lacking with any item on the list, she says, a financial professional can help steer you in the right direction.

• A will. This is perhaps the best known document for letting your final wishes be known, yet it’s not as widely used as you might assume. Just 36 percent of American adults have a will, according to a Rocket Lawyer estate-planning survey by Harris Poll. If you don’t have one, it’s time to remedy that. “It’s especially important to have a will if you have minor children because you can use the will to name a guardian for them,” Cowper says.
• Healthcare documents. Like it or not, as you near the end of your life you could reach a point where you’re no longer capable of making medical decisions for yourself. The right documents can spell out your wishes for health care and you can also name someone to make the decisions for you if it comes to that. Documents you should consider include a living will, a power of attorney agreement and a durable power of attorney agreement for healthcare.
• Financial documents. Similar to the health situation, you can also outline your financial wishes and appoint someone to make financial decisions for you if you become unable to make decisions for yourself, Cowper says. Documents to consider include joint ownership, durable power of attorney, and living trusts.
• Beneficiary forms. In some cases, when you name a beneficiary for bank accounts and retirement plans, they automatically become “payable on death” to your beneficiaries. In other cases, you must fill out a form to make the accounts payable on death. Why is payable on death such an important distinction? The beneficiaries can get their money without the potential delays caused by probate.

Finally, make sure your heirs know where to find all of your important documents.
“When you’ve done all this planning, you don’t want to leave your heirs searching through closets, attics and dresser drawers in search of your important papers,” Cowper says. “You won’t be there to guide them, so someone should know exactly where to look.”

About Jaime Cowper

Jaime Cowper, president of Unity Financial Advisors ( ), is an Investment Advisor Representative under Alphastar Capital Management, an SEC Registered Investment Advisory Firm. She has a life and health insurance license with the states of Michigan, Florida, Hawaii, North Carolina, New Mexico, Nevada and Minnesota.

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