Money and Technology

Saving, investing and making money with technology

Points to Know Before Applying for Payday Loans

A payday loan is a type of short term loan you can use to cover all kind of financial liabilities until you get your next paycheck. Getting payday loans in Las Vegas Nevada is straight forward. Most of the applications for payday loans get started online, and the money immediately gets credited into the bank account of the applicant’s on the same day. The best thing about a payday loan is it’s an unsecured loan so you won’t have to use collateral such as your house, car or any other assets that may be used to secure the loan.

Anyone who is applying for a payday loan can borrow $1000 or more on their first application. It’s advisable that one should borrow only the amount needed while applying for the online payday loans Las Vegas NV. Once you repay the amount of the loan you have taken, you will be entitled to apply for payday loan again when you need.

Overall, we can say that payday loans offer an easy solution for short-term cash flow.  How can you acquire a Payday Loans Las Vegas?

Most of the payday loans are available online, so you don’t need to collect documents related to your financial history and fax the documents. The application process is relatively easy and straightforward to understand, so there are fewer chances of fraud. Usually, all you’ll have to do is fill in your full name, address, details about your monthly income, employment, next payday and amount you wish to borrow with bank account details so lenders can transfer the money.

After you submit your details, most of the time you will get a call from the payday loan provider shortly after you hit enter. You’ll often receive an email with the decision regarding your payday loan application and all the necessary information related to the application you posted.

Payday loan providers partly make their lending decision based on the amount you want to borrow compared to the amount you earn. Only borrow what you need, the less you borrow, the more likely that your application will be accepted and the smaller the amount of interest you will accrue.

By judging the details, you provide to the lenders, they decide on the amount of money to be loaned. We always advise you to fill correct information when applying for online payday loans Las Vegas NV. As these payday loans are unsecured loans, you won’t be told to keep any of your assets as collateral against the payday loan. Applying for payday loans online is very secure so never worry about your personal information getting leaked to fraudsters. If you put all the information correctly and follow the steps for applying for payday loan Las Vegas, the money could be deposited in your bank account on the very same day.

How should you repay payday loan?

You have to repay the payday loan amount with the interest accrued till the repayment date as stated by the lender. Repayment dates will be set on your paydays for ease of repayment. If you are unable to pay the loan amount when due, it is advisable that you contact the loan provider well in advance and explain the circumstances clearly. Most companies will help by setting another due date for your paydayloan. We advise you to pay as much as you can on each loan payment due as it will reduce the interest amount charged on your loan.

To Conclude

In today’s economy, many of us have not been able to save enough for a comfortable safety net. Sometimes circumstances arise when we urgently need money. Instead of fretting, apply for payday loans Las Vegas which are a convenient way to get the small loan that you need.

Author Bio: Rena is a marketer who works in cash1paydayloan as a marketing manager at Las Vegas. She has the best knowledge of both cash loan and accounting systems. She has an experience in all aspects of payday loan, home loan, car loan.

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Don’t Break The Bank: How To Cut Vehicle Costs

Miniature car on stack of money

When you look at your monthly budget, where is all your money going? For many households, the family car is a financial black hole – but in many areas of the country, a personal vehicle is also a necessity. In order to stay within a monthly budget, then, car owners need to find a way to reduce financial outlay while still properly caring for your car

By learning basic maintenance and understanding what impacts your car’s longevity, you’ll quickly discover where you were overspending on car care in the past. Now sure where to start? Here are 3 of the simplest places to cut vehicle costs without compromising care.

Maintenance 101: The Oil Change

When you go to an auto repair shop to get your car’s oil changed, you’re paying for materials and labor, just as you would in a restaurant or department store, but the difference is that most of us can’t make a terrine or sew our own clothes. What you can do, though, is learn to change your own oil.

Oil changes typically don’t cost much; you can likely find a shop that will do it for under $30, but when you change your oil yourself, you can cut that cost in half, since you’ll just need to buy more oil. And once you learn how to change your oil, you’ll quickly find that there are other small maintenance activities that you can take on independently.

Plan Your Routes

Cars bring so much convenience to our lives, but often we take advantage of that convenience to our detriment by running errands erratically. Rather than going out and making several stops, many people run out and do an errand, backtrack or go home, and then go out again. This is a waste of fuel and with gas costs today, you’ll feel the impact of this on your wallet.

Rather than going out several times to run errands, keep trips to a minimum and avoid backtracking on your route. This will help you spend less on gas and use your time more wisely, a successful strategy all around.

Spot The Big Problems

While you should learn to perform certain types of maintenance on your own, other issues are too big for you to address independently. Tire alignment issues, for example, should always be fixed by an experienced mechanic. Your job is just to spot the problem when your tires aren’t lines up correctly.

Poor tire alignment is a big issue for your budget because it results in uneven tire wear, meaning you’ll need to replace your tires sooner than if they were lined up properly. Misalignment can also cause your car to drift and make it less fuel efficient. The sooner you address this problem, then, the more you’ll save.

Owning a car is a boon to most families, making it easier to get to work, to shuttle the kids around, or go grocery shopping, but convenience comes with a cost. Protect your wallet by minimizing the expenses associated with your car – aren’t there other things you’d rather be spending that money on?

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2 Reasons Money Shouldn’t Affect the Things You Get to Experience in Life


It’s no secret that the world is absolutely obsessed with money. It is the motivator for everything. It lurks behind intentions, it drives people to commit acts that would otherwise be thought of as unthinkable, it somehow makes it so that people who have enough of it don’t have to be responsible for their actions, it allows the most unqualified of people to run for political offices, buy their way to the tops of industries, and make the decisions of the world on behalf of people they’ve never met and have no social relations to, and it’s ultimately the world’s curse.

It can also be one of the world’s greatest blessings. It depends on how you look at it, how you use it when you have it, and if you let it motivate you in all that you do. One thing stands clear; money shouldn’t be the determining factor on if you get to experience things in life. Even though it is, here are some reasons shouldn’t affect the things you to get to experience in life:

Art Is Given Free, It Should Be Received By Everyone

Money is the reason that so many people don’t get to experience the amazing art that is in and around the world. While artists should be able to make a living off of the work that they’re creating, in it’s most pure state, art is created and given to the people for free. Any artists would rather their work be seen and would rather it affect somebody’s life in a positive way than ask a bundle of money and only allow the rich to see their work.

Art has the power to change people’s circumstances. Children who don’t otherwise have the ability to expresses themselves through art due to money should be able to use paint as a medium of change as much as anybody else. There needs to be more entities like Park West Gallery using art to change lives by tearing down the limitations caused by money or lack thereof.

Education Shouldn’t Be A Money Based Privilege

In the same regard that art shouldn’t be a hobby or an experience only allowed to those who can afford it, education lies within the same bracket. This is a hot topic for a lot of people. Some countries thrive on a system where education and college is free. It means they pay higher taxes, but it works for them because everybody receives the same benefits. Other countries operate based out of a hierarchy.

The richest go to the best schools where the money stays in the family. The rich get richer, it’s all about connections, and those who can’t afford education otherwise are forced to either work themselves to death in an attempt to reach the top of the latter, or they stay at the bottom because they weren’t lucky enough to be born with money. Either situation is wrong. Money is the world’s curse.

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Cat5 Vs Cat5e Vs Cat6


Wiring up your home with Ethernet cables is not an easy task, but you feel great when you complete this. There are many types of Ethernet cables available in the market. Though they all look same from outside and they can be easily plugged into any Ethernet port, they have some differences from each other in their working. From a number of types of Ethernet cables, let’s check some basic differences between Cat5, Cat5e, and Cat6 Ethernet cables.Cat5 Vs Cat5e Vs Cat6 (1)

Cat5 Ethernet Cable

Cat5 Ethernet cable is a little bit older as well as slower than the other Ethernet cable types. It’s known as Category 5 cabling. The Cat5 Ethernet cables were originally made for supporting the speed of 10Mbps to 100Mbps at 100MHz bandwidth. Yes, you can also get the speed in GBs if the cable length is shorter, but it is not guaranteed always. There are better, faster, and newer versions out there and you will not find them much in the stores and in the new systems. Still, they are having their place in the older switches, routers, and some other networking devices.

Cat5e Ethernet Cable

The Category 5 Enhanced cabling is the most common type used in the newer systems. It is an upgraded version of Cat5 cable. It supports 1k Mbps (Gigabit Ethernet) speed with 100MHz frequency. It helps to reduce crosstalk (an interference that occurs sometimes between the wires inside the cable). All these mean you will get a reliable, faster speed from the Cat5e Ethernet cable compared to Cat5.

Cat6 Ethernet Cable

With a few more improvements, the Category 6 Ethernet cabling is the next step from the Cat5. In some particular cases, it can get up to 10Gbps speed with then Cat6 would be a great choice, but it doesn’t mean it is the necessary cable type for you as Cat5e would be enough for home use. The upgraded versions always come with an improvement from their older types.

So, Cat5, Cat5e or Cat6?

It is really depending on you which type you want. You should always remember that the network speed and your internet speed are always different. Upgrading your Ethernet network cabling not always means that you can get a faster loading speed. You can get a faster file sharing speeds between the computers surely, though.

Author Bio:

Mandip is a graduate in Information and Technology. He is a passionate blogger, SEO Specialist, and a Software Developer. He loves to write on technology, SEO, Internet Tips and Tricks. Currently he blogs at Best On Internet.

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The Former Wall Street investor and #1-rated trade alert expert Kyle Fisher shares his method




I’ve been a very profitable swing trader over the years and one of the things I’m most proud of is how completely transparent I’ve been when it comes to our trading history. Even though our history has been absolutely phenomenal, I always publish all of our trades–including the ones that didn’t work out. I’ve built technical analysis algos and scans that I use to find consistent, multi-day swing trade ideas and then alert our members to both long or short positions. Our results recently have been almost unreal. We’ve been finding huge winners using 2 new algos / scans I built and I talk about some of those things in this latest video…

Why is that important? Because it’s critical that as a trader you get the support you need to beat the market.

Read some of the amazing reviews we’ve gotten recently on Investimonials and other 3rd party reviewing sites:

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New OpenVPN Licensing in AWS Marketplace Simplifies Managing Remote Access and Cloud Security


OpenVPN Technologies Inc. is bringing its award-winning software to AWS Marketplace, simplifying how businesses securely access their networks.

PLEASANTON, Calif., August 19, 2016 –OpenVPN Technologies Inc, ( a leading provider of open source Secure Sockets Layer (SSL) VPN, launched a new product licensing model available in Amazon Web Services Marketplace (AWS Marketplace), giving any size company worldwide access to a Virtual Private Network (VPN) solution. This provides employees safe and secure remote access to their private networks.

Security and Privacy on the Cloud

Technology has created a plethora of connection choices and with this IT, pain points can arise for business owners, or anyone else trying to manage company-owned and private devices connecting in the office or at home. Employees working remotely need flexibility and typically use their own devices, including laptops, desktops, tablets and cell phones, for work tasks. They are connecting over home broadband or Wi-Fi hotspots, each presenting potential security challenges.

OpenVPN provides the ability to create a secure platform for all device connections across public or private networks and addresses the end point security risk. By encrypting and tunneling traffic with OpenVPN, customers limit the size of the user access area and the overall security footprint decreases. This makes monitoring and securing company resources more manageable.

“Expanding into new distribution channels like AWS Marketplace increases the OpenVPN geographic footprint, helping us to better serve our clients around the world as they migrate to the AWS Cloud. This change really fits with our blueprint for enterprise-grade cloud VPN services, targeting small to large enterprises,” says said Francis Dinha, CEO of OpenVPN Technologies Inc.

“Customers today want not only the cost-savings and scaling benefits of shifting their network infrastructure to the cloud, but also secure management of their data,” said Barry Russell, General Manager, Global Business Development, AWS Marketplace and Catalog Services. “OpenVPN’s new licensing model via AWS Marketplace combines rapid procurement and deployment with an easy-to-use, cost-effective method to migrate and scale business on the AWS Cloud, while leveraging the security that AWS and OpenVPN offer via the shared responsibility model.”

OPENVPN TIERED Amazon Machine Images (AMIs)

Available in AWS Marketplace

The new AMIs provide fully compliant OpenVPN Access Server software licenses bundled with Amazon Elastic Compute Cloud (Amazon EC2) instances.

Product Features: Through AWS Marketplace, businesses can pay as they go for OpenVPN products with no upfront costs or long-term investments. Additional benefits include bundled billing options from AWS, automatic license activation, ability to scale resources and modify instances without affecting license validity. We also support OpenVPN Client software on Windows, MAC, Linux, Android, and iOS platforms. OpenVPN ticket support is included to ensure businesses receive top-notch support from our customer service team

“Making the solution available in AWS Marketplace means that OpenVPN users can embrace the full potential of mobile devices and the BYOD approach without compromising security, compliance, or manageability. We take our mission very seriously and are committed to working with leading cloud providers like AWS to help businesses of all sizes leverage the cloud to address their business needs,” says Gary McCloud, head of Business Development at OpenVPN.

“Our new licensing model is appropriate to cloud environments such as AWS. Now we’ve enhanced our capabilities as a VPN management platform for clients to confidently source and procure capacity from AWS and other cloud ecosystems, as well as providing the critical connections required to seamlessly transition work to the cloud,” says Dinha.

OPENVPN TECHNOLOGIES INC. is a privately held company based in Pleasanton, California, integrating a suite of leading-edge networking and software technologies. OpenVPN, our award-winning open source VPN product, has established itself as a de-facto standard in the open source networking space, with over 10 million users since inception. OpenVPN is the provider of next-generation secure and web scalable communication services, implementing its business plan by offering its enterprise software product targeting businesses of all sizes and Private Tunnel product targeting all consumers around the globe.

Forward-Looking Statements

Forward-looking statements made in this release are pursuant to the “safe harbor” provision of the Private Securities Reform Act of 1995. Forward-looking statements made by OpenVPN Technologies, Inc. are not a guarantee of future performance.

For more information about OpenVPN and its products, go to:


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Will Snapchat be the next big thing at Events?

Snap Chat

There’s a new social media platform fast gaining popularity, especially among the young generation. So what’s different about it? Snapchat is all about the now. Your posts just disappear after 24 hours!

Well, when you think about it, you hardly ever see posts of your friends a second time – they get buried under tons of other posts. Snapchat has just formalized it, plus, it uses FOMO or Fear of Missing Out, to foster a sort of addiction. That is, either you see it NOW or lose your chance to see it for good.

Events are also temporary, and that’s the connection. Snapchat is a communication platform committed to temporary experiences. This feature is exactly what event management firms in metro cities like Bangalore can take advantage of. Create hype around your event, or specific activities connected with your event, and encourage people to take photos and share them on Snapchat. The main filters used in Snapchat are:

  • Lenses – It performs facial recognition and augments the face with graphics to make it resemble your favorite animal or even a taco, which is incidentally branded by Taco Bell.
  • Geofilters – Images (similar to clip art) that can be added to the frames, top or bottom of the photos; these can be accessed at any time but within a specific geographical region.
  • On-demand filters – which are time-bound filters.

The last one specifically seems tailor-made for events. Capture experiences as and when they are happening, and instantly share. It’s all about being there first. So if the person is not at your event at a particular time, they will not be able to take advantage of that filter.

How you can Leverage Snapchat for your events:

  • Create behind-the-scenes content: You can send photos and videos that last for just a couple of minutes or a few seconds before it disappears. Create ‘top secret’ kind of content; maybe a teaser, a sneak peek into an upcoming event, hints about surprises your guest can expect – this will definitely help arouse curiosity and a desire to attend the event.
  • Incorporate filters for guests to enhance their selfies. You can use animations or graphics relevant to your venue; these can be bought or you can create your own. However, you cannot do branding in the filter.
  • Send Fun Facts about your Event: This is not the same as sending teasers; just interesting facts about the upcoming event. If you’re hosting a seminar on say, digital marketing, you can send potential attendees interesting snippets of information, like how revenue from digital marketing has grown, the percentage of people purchasing online, facts about online advertising, and so on.
  • Giveaway time-bound coupons: Everyone loves freebies; the coupons, however, will be valid for a very short period of time – say 30 seconds or even lesser; this will get your guests excited for sure.

This is a great opportunity for popularizing your event; don’t miss out. If you’re not sure how you can incorporate it into your event, you can always hire corporate event management companies. White Massif is one of the top 10 event management companies in Bangalore with years of experience in organizing diverse events. Our teams are up-to-date with the latest technology and can help you gain maximum popularity and attendance for your events.

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Blogging for Profit Begins With a Long Term Plan


Many people dream of blogging for profit, and this goal
is not far beyond the reach of someone with average
intelligence, a willingness to work hard, and a basic
grasp of blogging technology. However, very few
people manage to reap the profits they want from their
blog. Most people who attempt to make money with
their blogs do not succeed for two reasons. Often,
bloggers have unrealistic expectations of how fast their
readership will grow and how much money they will
make, and when these expectations are not met the
disappointment can crush the desire to continue
blogging. The other trap that many bloggers fall into
has to do with lack of planning. If you want to turn a
profit as a blogger, the key to success is to make a
realistic plan and stick with it.

To succeed at blogging for profit, the main thing that
you will need is a large readership. The higher your
traffic, the more advertisers will agree to pay you.
However, cultivating the regular visitors that you will
need in order to make a profit isnt easy. As more and
more blogs appear each day, having a great idea or a
wonderful writing style is no longer enough to get
attention. You need to be able to market your blog

Too many bloggers spend all of their time writing posts
and almost no time marketing their project. To be
certain, updating as often as you can is a great way to
keep your blog high on blogrolls and high in blog
search engines like technorati, and once your readers
know that you update frequently they will return to your
site on a regular basis. However, it does not matter how
often you update if nobody is reading your page, so dont
skimp on the time that you spend drawing visitors to
your site. To make your dreams of blogging for profit a
reality, try decreasing your number of posts and using
some of that time to draw new visitors by setting up
link exchanges with other bloggers, making contacts in
the blog community, and following other established
modes of winning traffic.

Of course, even if you are a marketing genius or have a
really great idea for a blog, success is not going to
happen overnight. Building the kind of readership that
blogging for profit requires takes time, and in all
likelihood it will be at least several months before you
are able to turn much of a profit. Try to stay committed
to your blogging project during this initial rough period.
To stay motivated, set goals for how often you will
update and how many readers you want to attract, and
then reward yourself for sticking with your plan.

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2 Sound Related Items That Won’t Break the Bank But WIll Improve Your Life

bluetooth headset

Life wouldn’t be the same if you didn’t have the capability to hear. While 2-3 out of every 1000 children are born deaf or partially deaf and there are people who lose hearing as they age, if you’re not one of them and you’re still young, you need to not take your hearing for granted, especially while you have it.

What you might not realize is that there are many ways you’re not using your ability to hear to its full advantage. You might tell yourself that it’s not necessary to indulge on luxury items in life that will improve the way you hear things, but you’d be wrong.

It’s true that some sound related items are expensive and might not be a necessity to indulge upon, but at the same time, you have to seize what you have before it’s gone, so why not now? Why not spend the money and buy the things that make your life better? Here are 3 sound related items you need now and they won’t even break the bank:

Bluetooth Headphones for Working Out

Like a large portion of the population, you’re probably making it by on the headphones that came with your iPhone. While the iPhone headphones do the trick, you really don’t know what you’re missing out on until you get a pair on in-ear headphones that are bluetooth that you can use any time, but most importantly when you work out.

It’s really annoying to be running on the treadmill and not only having a chord that bops around, but also having your buds pop out of your ears because they’re not fitted and designed for optimal sound. Do yourself the favor and get a pair of these bad boys. They will change your life and the price spent is well worth what you get in return.

A Legit Car Stereo

If you’re driving around an old beater and even if you’re driving a new car that is maxed out with all the upgrades, chances are good that you don’t have a stereo that is giving you everything that you need. You spend a lot of time driving, and a majority of people prefer to listen to music or the radio to fill up that time and dead space. Why listen on a crap stereo when you can buy a new stereo that isn’t even that expensive and take your listening experience up 20 notches?

Hop on Amazon, read reviews for different car stereos, buy the one that appeals to you and fits your price range best, and find somebody to install it. You’ll be amazed how much of a difference a simple and cheap investment like this will make for your life. Counselors will tell you that life is about listening more than anything else…it’s true for more than just relationships.

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How To Get Your Subscribers Begging For More


Just as an experiment, a friend of mine subscribe to ten different opt-in e-mail marketing lists to see which ones are effective. Many websites and online businesses have resorted to sending promotional materials to people who have subscribed to them in an effort to boost their sales or traffic. Opt-in email marketing sends newsletters, catalogs updates and many more promotional materials to website visitors who have agreed to be updated whether monthly, weekly or semiannually.

Through e-mail, an internet user that is on the list will receive their updates through email. If a promotional material piques their interest they will go to the site to learn more or to purchase outright. For the website operators or owners, this is a chance to remind their list of their existence and parlor their wares. With the numerous sites in the internet that offers the same products or services in one way or the other, the competition can get pretty tight and it is easy to be forgotten.

Back to my experimenting friend, he tried to find out which opt-in marketing strategies grabbed a person into begging for more. Some would send in very simple fashion, some would very outlandish while there are some that would just lie in between. The differences could easily be noticed and some have gotten the idea of an effective opt-in marketing strategy. He dubbed them effective because he felt like he just couldn’t wait to go their site and learn more, the more persuasive ones even got him halfway to reaching for his wallet and to his credit card before he realized this was only for an experiment.

Many companies and site present their promotional materials in a wide variety of concepts. Each has their own distinctive style and designs, but more than the outline and the presentation, the content and the articles are what keeps the attention of your potential customer locked on to your opt-in marketing medium. Creativity is the key here.

From talking to many satisfied opt-in list subscribers and forums, I have learned of what is essential in opt-in marketing and what makes the subscribers begging for more instead of lining up to unsubscribe.

Keep your promotional materials light, creative and original. Many people are stressed out as it is. Getting a stuffy business proposal rather than a light hearted e-mail may just agitate them more. A warm friendly smile or banter is always more welcome than a serious business meeting or proposal. While you do want your customers to take you and your products and services seriously, you also want to show them that you know how to have fun.

Splash some color in your emails as well as provide some photos and articles that can be related to you but show good news or good light hearted images as well. Provide a newsletter or promotional materials that will keep them in a light mood. Make your materials eye catching and grabbing that they wont be able to take their eyes of them. Pique their interests.

Have good content and article, even if it means investing in an experienced and professional copy writer to write them for you. An effective copy writer should be able to build trust between you and your customers. They should be able to establish your credibility in what they write. It must be informative but not too stuffy. Let go of the professional jargons and “talk“to your recipients.

A good article and content should be able to outline the benefits of your product and services and why they need what you are offering. But do not look to be overeager and too persuasive. It should be able to entertain as well as lead them to buying from you.

Your promotional materials should be clear. Don’t leave people guessing. You should lead them to you and not vice versa. Explain to them what they need to do in a manner that won’t be confusing. Try to anticipate also what your target client needs. Do your research and information gathering, many sites will be able to help you with that.

Provide clear and crisp images of what you are offering. If the people know what you have for them, they are more likely to beg for more. For example, if you are selling a car, provide them photos but only enough to encourage them to go to your site for more.

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