Money and Technology

Saving, investing and making money with technology

Importance of Ceiling Fans in Life

In this digital arena, ceiling fans do have their importance. If you think in the presence of other appliances, the charm of ceiling fans is diminishing then you need to think again. You can have the ceiling fans that make your space cool, comfortable and stylish. Of course, stylish fans would add up to the beauty of your space for sure.

You can have the Top stylish ceiling fans online for your office, house or any space.t the variety in fans is no less in the present time. You can find whatever you seek and that too without any type of compromises. After all, 21st century is all about your choices, preferences and wishes. Whatever you need, you can get it all.

You would agree that the cheapest and the easiestway of cooling in warm countries like India is by making use of ceiling fan. Ceiling fan does not really diminish the space air temperature but rather circulates the air within the room that creates a cooling impact. By making use of ceiling fan, you can reap various benefits like:

  • Ceiling fan makes room or any space windy and breezy.
  • Ceiling Fans can enhance the decoration of the rooms and at the same time they deliver reliable and well-organized performance.
  • Ceiling fans are cheaper as a beginning investment than an Air conditioner. The power consumption of any ceiling fan is even meaningfully lower than an Air Conditioner that will diminish your power bills.
  • During the times of power cut, ceiling fans can be very easily utilized with a regular battery backup as compared to an air conditioner.
  • In case air conditioner is the main source of cooling, ceiling fans can perform as a gridlock in case there is a failure in the Air conditioner.
  • In the nations like India, flies, Pests and mosquitoes is a problem or issue that every family deals with. Ceiling fan can be helpful to get rid of these pests and insects.
  • When you compare it to a pedestrian or table fan, ceiling fan is a safer option because it is installed on the ceiling and hence it is out of the coverage of child.
  • It would be true to say that ceiling fan has a great variety to pick from compared to any other type of cooling appliance.

The point is that you have to make a choice as per your need. You can find a ceiling fan in different sizes, shades and designs. These are a lot more exciting and stylish than the previously used ceiling fans. They keep the rooms and space airy and comfortable at the same time.  Even if you want a ceiling fan for your kitchen to keep the environment therein comfortable, you can have that too. There are small sized fans for such tiny areas.

Conclusion

So, you can look for cheap ceiling fans online India and make sure that all your rooms, areas and spaces stay cool, comfortable and airy!

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Bose Home, Soundbar and Bass Module: Review

The reviewer has been compensated in the form of a Best Buy Gift Card and or received the product service at a reduced price or for free.

You know we at Money and Technology love watching great movies, upgrading technology and of course using Alexa. Once before, I was kind of nervous about using it, but, now that we have implemented it, I think it’s great and I am having a fun time using it. So, today we are going to talk about our next technology upgrade which is the new Bose Family of technology fun time!

Super Base Sound

Unlimited entertainment possibilities. The new Bose family of smart speakers and soundbars has built-in voice control from Amazon Alexa that puts millions of songs at the tip of your tongue. And with Wi-Fi® and Bluetooth® compatibility, you can wirelessly stream whatever you want, however you want. Plus, future software updates will add new features.

Control goes way beyond voice

Enjoy one-touch access to the music you love or manage it all from the Bose Music app. Want more music in more rooms? The new Bose family of smart speakers and soundbars works together. The Bose Soundbar 700, designed to be the world’s best soundbar, delivers an unmatched combination of sophisticated design and exceptional sound. The stylish Bose Soundbar 500 has a thin profile that fits discreetly under your TV, while its powerful acoustics fill the room with sound. And the Bose Home Speaker 500 delivers the widest sound of any smart speaker.

Bose Smart Speakers

Do you want more music in more rooms? The new Bose family of smart speakers and soundbars works together. The Bose Soundbar 700, designed to be the world’s best soundbar, delivers an unmatched combination of sophisticated design and exceptional sound. The stylish Bose Soundbar 500 has a thin profile that fits discreetly under your TV, while its powerful acoustics fill the room with sound. And the Bose Home Speaker 500 delivers the widest sound of any smart speaker.

Start your holiday shopping early at Best Buy and pick up this amazing Bose System today!

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How to Quickly Start Your Real Estate Business?

As you are getting started with your real estate business, it is vital that your strategies will help you make money. You need to have sufficient cash in the bank for your real estate business to thrive.

When you are starting a real estate business, you have to develop your business from scratch. You may still need the guidance and support of the real estate experts. The determination and self-control have to come from you.

You should also remember that every walk-in is possible compensation. Do not turn your nose up at any kind of possibility as you would surely regret it. One of the biggest mistakes you must never make when you are still starting out is to ignore a person with filthy and broken clothes. That person might be a proprietor of a local garbage hauling business.

What are the Other Strategies to Consider to Get Your Real Estate Business Started Quickly?

Pass the Broker’s Exam

Before you can become a qualified real estate agent or start your real estate business, you need to pass the broker’s test required by your state. If you become a qualified broker, you canopen your own practice. From there, you are licensed to hire other real estate agents to work for you. You can start your own agency and gather commission from your agents who are working for you.

Locate Cash Investors

All-cash investors who are actively purchasing properties are your best deal to make quick cash. These investors are well-informed and undaunted. Even though some investors could give you reduced deals that are tough to get approved, their capacity to gather cash will give the seller the assurance of not needing to wait for a bank to accept the loan. It could give you the closing table faster. It suggests that you make money.

To bring in these capitalists, you might have to bring them a benefit. One instance is to offer them properties that no one knew yet. If there are off-market properties to reveal them, it could be a means to attract them in.

Consider Fix and Flip It

If you thought about getting a house, repairing it up and then marketing it, this strategy is known as flipping. Numerous real estate agents rely on house flipping or assisting customers to flip their houses to create an extra income stream.

Do not believe what some TV shows are showing you that you can make $100,000 when you flip a house. Keep in mind that it is rare to earn that much through this method. The actual cash is not flourishing with one flip. Instead, you can make a lot of cash as you flip several properties.

There a great deal of danger associated with flipping houses. For this technique to work, you have to purchase a house listed below market price and you have to know how to precisely approximate the price of fixings. Experience will help you out.

The foreclosure market is one excellent place to discover houses that you could flip. There are sites that can help you look for foreclosure houses. Obviously, it could be an open market depending on where you reside.

Prior to purchasing a property, ensure that you understand the “After Repair Value.” You will most likely have to get the help of a real estate agent to know more about it. However, you could have an initial idea by taking a look at the current sales worth of houses in the same community.

You do not need to fix the house, as well. You could purchase wholesale cost and afterward, offer it as swiftly as possible. You could make approximately $5,000 each offer, with hardly any effort and work.

Work an Open Home

It is a matter of argument whether or not open houses are beneficial when selling listings in the market. What is not disputed is that they could be a great place to fulfill potential customers.

For example, if you want to deal with the apartments for rent with utilities, find out if an agent will allow you to assist in working his open house. If he will, you can meet any client that comes through the door. If he is not currently dealing with somebody, you could take him as your customer and offer him mutual cooperation. Even though not all the attendees fo the open houses are the determined customers, they have the intention of purchasing or renting.

Produce Leads Through Direct Mailers

It is a traditional approach that still works equally well today, particularly if you focus on your preferred target audience. It returns the same ROI as social networking marketing.

Direct mail marketing surpasses any digital networks. It is also competitive as regards to cost-per-acquisition. But not all straight marketing is created equal. The layout can play a huge function when it involves reaction rate.

The only drawback to this method is how challenging it is to monitor where leads are originating from. It is also tough to track where they see your ads the first time. The good thing is that there are ways to monitor direct mail. It could take a bit of effort but it is worth it. However, fewer companies are utilizing it to target their clients. It implies there is a chance for you to attract attention and get hold of your potential client’s interest right from the beginning.

Make Use of Your Connections

Another way to help you get started quickly with your real estate business is to use your connections. Your business is still brand new. Thus, you cannot rely on past customers to assist you in earning a living.

However, you can make use of individuals that you currently know as your source opportunity. Working your network to find out if any individual you know is considering offering or if any individual you recognize knows of a person who is prepared to negotiate. You could use that link into a fairly fast paycheck.

Conclusion

These strategies may or may not work for you. However, they give you an idea of how you could start your real estate business quickly.

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Investors Win Big In GDPR-Era

In light of recent changes to data regulations, 60% of respondents said GDPR has significantly changed their organizations’ workflows for collecting, using, and protecting personal information. While investors, startups and established tech companies alike are having to adjust to the new world created by the introduction of the General Data Protection Regulation, they shouldn’t necessarily be worried about the changes. Investors, especially, are seeing increasing shifts in the amount of power they now have when investing in companies that have taken to implement these changes in a swift manner.

How GDPR Changes Tech

The GDPR requires companies to clearly outline where consumer data will be used and also ensures that the data will not be used for inappropriate purposes. The difficulties that are being reported have been in regards to the fact that GDPR still contains many uncertainties, making it difficult for investors and companies alike to understand whether one is considered non-compliant. The biggest blow to the tech industry has been the imposed sanctions that companies are seeing, as regulators are able to either issue warnings or simply permanently ban non-compliant potential investors. This change particularly affects marketers, with some companies are already beginning to close their European operations due to the fact that the regulatory environment is not favorable to certain business models.

Changing the Way Investors Invest

Investors who haven’t done so already should inspect their current and future investment portfolios for GDPR compliance, as failure to comply could impact their financial gains. To avoid costly fines and embarrassing sanctions, investors have begun to ask in-depth GDPR-related questions as part of the investment process, leading smaller tech companies and startups to scramble in order to meet requirements. As a component of this change, investors have also begun to assess the impact of GDPR on customer behavior in regards to how it will affect the viability of a potential business model.

Emerging Benefits of Data Protection

In a survey conducted to assess the reception of GDPR, 61% of respondents said they believe that GDPR has its benefits beyond just implementation. Of those, 21% expected significant benefits, including competitive advantage, improved reputation, and business enablement. As more and more companies begin to adapt marketing strategies, workflows and general business practices, they will begin to view the regulations in a more positive light that will allow them to attract top investors who are interested in investing in a compliant company that will withstand the test of time.

Investors Don’t Need to Worry

As GDPR becomes more and more understood in the world of tech, companies and the people investing in them will either adapt to current data requirements in order to be compliant or find creative, legal ways to outsource their data. While it might seem that investors win big in this situation, companies that work hard to alter their strategies in order to meet compliance regulations will also reap big benefits in the long run, as will their users.

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Google Chromecast: The Best Streaming Media Player

You know, I’ve been playing with the Chromecast for a few days now. And so far we’re impressed, and not just by its low $35 price. It’s one of the easiest ways we’ve seen of adding Internet-based content to a non-smart TV. And it appears that a number of people feel similarly; as we were going to press, the Chromecast was out of stock at all the online retailers we checked, including Amazon, Best Buy, and Google Play.

And, I am not as eager as many of the Apple fan girls and boys, but I totally dig my iPhone, iPad, and even my Apple TV. But these are just a few examples of how much people will act over all things Apple. So when a product is released that throws a beat down on one our Apple products we figured we owe it to you to let you know. For this very reason, and well, because it’s awesome and CHEAP, we wanted to provide you with a Google Chromecast review take some time to tell you why Chromecast may be a better option than Apple TV.

You See it. Stream it.Google Chromecast Streaming Media Player

I do SO much on my devices and Google Chromecast is here to help make things easier! And Google Chromecast is designed to make the most of the apps and entertainment already on your phone. Shows, movies, live TV, YouTube, photos and more. It’s all just a tap away from all of your family’s devices.

Even better… this will allow you to save money by cutting the cord to cable and streaming their entertainment with the Google Chromecast Streaming Media Player.

 

Well how does this work?

Google Chromecast works with the streaming apps you know and love! Stream right from your phone to TV simply by plugging Chromecast into the HDMI port on your TV and to power and stream your favorite entertainment right from your phone with just a tap. Watch shows, listen to playlists, and more. And while streaming, you can still use your phone as you normally do.

Enjoy TV shows, movies, videos, songs, games, sports and more from over 2000 apps like Netflix, YouTube, YouTube TV, and HBO NOW. Find more at g.co/chromecast/

Use your voice! That’s right, you can literally just say what you want to watch from compatible apps and control your TV hands-free, with Chromecast and Google Home working seamlessly together. “Ok Google, play Stranger Things from Netflix on my living room TV.” How cool is that!?

And one of my favorite things about all of this is that it’s already compatible with your existing HDTV! It will easily connects to high-definition televisions with HDMI connectivity.

I’m all about making life easier and gadgets like Google Chromecast are all about EASY.

Get Your Google Chromecast

The entertainment options are endless. The new Google Chromecast plugs into your TV’s HDMI port to open up a world of entertainment — controlled through your mobile device. Cast TV shows, movies, music, or games from your favourite apps, and discover new apps, features, and recommendations through the Chromecast app.

The Chromecast has some limitations, though. For example, it lacks the breadth of content offered by many streaming-media players such as Apple TV or Roku, it can’t do full AirPlay-like mirroring of portable devices, and you can’t stream local content stored on your phone or tablet.

This is a sponsored article written by Money and Technology on behalf of Best Buy.

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4 Ways To Change Habits and Environments To Be More Financially Productive

Being productive is one of the high goals of being human, especially for active people. Being financially productive is even more important to some people because it means that the effort that they put into a project with the goal of financial gain is going to be worth it. It’s a pretty simple equation, and it is the reason that many people want to change their habits and environments to be as efficient as possible.

There are several key examples of how this might work. You can improve your ergonomics to become more financially productive. You can get the temperature in your working environment correct. You can make sure that you don’t overextend yourself and miss deadlines by proxy. And, you can watch out for that perpetual sense of urgency that ultimately does more damage than good.

Improve Your Ergonomics

It’s hard to work effectively if you have a sore back or a sore neck. It’s no surprise then that if you choose to buy ergonomic furniture or accessories, your productivity is going to go up. Particularly if your job involves sitting at a desk for an extended period of time, the single most natural thing that you can do to improve your productivity is surrounding yourself with ergonomic concepts.

Get the Temperature Right

If you find that you are too cold or too hot at work, your productivity can drop significantly. It is interesting to note that men and women are more productive at different temperatures. You may have to find a happy medium depending on your office environment, but the point is that climate and environment have a significant effect on how well you get your projects done. Organizing the needs and desires of people in an office climate will take you a long way into helping overall productivity.

Don’t Overextend Yourself

In the professional realm, you will be much more productive if you don’t overextend yourself. In other words, you have to learn to say no when it’s appropriate. You can’t do everything for everyone, and in many instances, you have a much more limited amount of time and energy than you give yourself credit for. The fewer things you are involved in, the better job you can do at them individually.

Watch Out for Perpetual Urgency

In many jobs, it may feel like you’re always putting out fires. Although it may feel like you’re getting things done, you might find that the critical objectives that you have to meet in the long term are not getting fulfilled. You have to consistently look at your feeling of urgency, and then decide the appropriate balance between instant gratification and need and long-term production goals. If you always aim for the long term, you will find your results come to you much more quickly.

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What are the Benefits of a Chartered Accountant Loan for Self-Employed CA?

According to the Institute of Chartered Accountants of India (ICAI), more than 20% of the chartered accountants in the country practice on their own without being associated with any particular company.

However, setting up one’s own practice takes time, and the investment required to set up the necessary infrastructure can put a major strain on one’s personal finances. In such cases, a loan for chartered accountants can help to meet overhead expenses and expansion plans.

With easy to meet CA loan eligibility criteria, funds of up to Rs. 35 Lakh, and quick processing time, these financial products are quickly gaining popularity among the new practitioners. There are multiple benefits of a CA loan for self-employed, apart from the fact that it helps meeting all your short-term financial requirements with ease.

There are several reasons why you should consider availing a loan for a chartered accountant. You can use it to –

  • Integrate the latest technology in your practice.
  • Hire more experienced staff during business growth.
  • Pay operational cost or your daily expenditure.
  • Purchase new asset for your business like a new office plot, latest accounting software, new computers, etc.
  • Increase your working capital to utilise your firm’s assets optimally.

Let’s further discuss its benefits.

 

  • Finances to meet all your business needs –

 

Your financial needs vary depending on your firm’s practice and requirements. CA loan for self-employed offering funds of up to Rs. 35 Lakh can help you meet all your requirements. There is no restriction or limitations on its usage. Such loans are unsecured in nature and do not require any asset as collateral. This allows you to concentrate on your business and help your CA firm cater to a bigger clientele base.

Also, instant approval and quick loan disbursement allow you to raise your finances instantly. Most lenders offer online application process that removes the hassle of lengthy paperwork. With the help of online application and minimum documentation, a lender can accept and verify your application within 24 hours and start with the loan disbursal process.

 

  • Affordable and easy repayment options –

 

You can repay the loan amount without straining your budget, thanks to the affordable CA loan interest rate and flexible tenor. For example, financial institutions like Bajaj Finserv levy only 14 to 17% interest rate and allow you to choose a tenure ranging from 12 to 60 months according to your convenience.

 

  • Borrow only what you need –

 

Financial institutions like Bajaj Finserv also offer Flexi Loans which has the facility to borrow only what you need and pay interest only on that amount. Such loans come with a pre-set limit. You can make multiple withdraws whenever you require money from the limit. You get the option to pay only the interest part on the withdrawn amount as EMIs. Principal repayment can be done at the end of the tenure. This saves you money and allows you to manage unexpected financial needs without depleting your savings.

How to apply for a Loan for Chartered Accountants –

The application process of a CA loan is fairly simple. First, search the market for a lender who is offering you the most suitable terms and conditions. You can check your eligibility criteria once you have selected a financial institution. Also, check whether they accept online applications or not.

If you meet the eligibility criteria of CA Loan, visit their website and fill the online application form of CA loan for self-employed. Your application gets approved after the lender verifies all the details and then you need to handover your documents. Once the documents are verified, your lender will disburse money in your bank account.

A loan for chartered accountants is the best way to finance your firm’s requirement of immediate financing. With it’s easy to meet CA loan eligibility criteria, affordable interest rate, and instant disbursal, you can cover the shortage of funds and achieve your goals.

 

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3 Ways To Be More Comfortable When Gaming

If you’re big into gaming, you’ve likely made it a priority in your life to keep up with the latest trends and technologies within the scope of gaming that you prefer. However, even with all the time and money that you’ve invested into your hobby, passion, or career as a gamer, you might have overlooked one very important part of having the best possible gaming experience: your own comfortability. So to help you learn what you can do get the most enjoyment out of the time you spend gaming, here are three ways you can be more comfortable when playing video or computer games.

Invest In A Quality Chair

When you’re gaming, you’re going to be spending a considerable amount of time sitting down and staring at your screen. Because of this, it’s vital that you have a place to sit that’s going to keep you comfortable for hours on end. According to Joel Lee, a contributor to MakeUseOf.com, it’s very easy to get “gaming fatigue” if you’re sitting in a chair that isn’t giving you the support or cushion that your body needs. So if you’re currently using a chair that leaves you feeling uncomfortable after you’ve been gaming for only a short period of time, consider looking into  actual gaming chairs that are meant to withstand being sat in for hours and hours at a time while still keeping the occupant very comfortable.

Keep Your Hardware Quiet

Sound can play just as big of a role in your gaming experience as the video quality you have. And while you might have invested in some great headphones or a surround sound system that helps you feel completely immersed in your gaming experience, you may not have taken the necessary precautions to block out other noises, especially ones that can come from your hardware. So if you have loud fans always popping on while you’re gaming, Whitson Gordon, a contributor to LifeHacker.com, suggests looking into some controllable fans or water cooling systems that can help keep your hardware colder and reduce the noise level and activity level of the fans within your devices.

Take More Breaks

Finally, one of the biggest reasons you might be getting uncomfortable while gaming could simply be because you’re not taking enough breaks. Especially if you’re playing a stressful game, it’s crucial that you take a break every so often. By doing this, Sam Pike, a contributor to GeekWeek.com, shares that you’ll be able to keep from burning out too quickly and you’ll be able to maintain a high level of play since you’ll be all rested up and ready to go.

If you’ve been looking for ways to be more comfortable while gaming, consider using the tips mentioned above to help you learn how you can do just that.

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Three Ways In Which Technology Will Change The Way Houses Are Sold

Real Estate Agents’ fees in the US are amongst the highest in the world. The typical vendor in the States will have to pay out an average of 6% of their sale to agents. Whilst most people believe that having an agent is worth the price to prevent endless headaches, there are some who prefer to go it alone, successfully. With this in mind agents across the world are seeking to use new technologies to help add value to their services. Here are three of the best.

Laser Scanning Of The Property

This is the backbone of all the other options available to agents. Highly accurate scans of the spaces by lasers can be pieced together on a computer to give results that are more accurate than architectural plans. These scans take next to no time and leave the agent with a virtual 3D model that can be exported into other system (such as virtual reality) as well as producing simple plans for buyers to view. Currently, laser scanning just makes plans of rooms but as the technology improves and becomes cheaper it will be possible to scan in other things easily, such as furniture.

The Virtual Tour

Sick of open houses filled with sweaty couples you know don’t deserve the house you are looking at as much as you? Unable to travel halfway across the country to view your new home? With 360 degree photography that can be combined with laser scanned models agents can produce virtual tours. From the comfort of your current home, you can don a set of VR glasses and take the time to decide if it is right for you. Whilst VR takes away a lot of the power from an agent it makes up for this by expanding the market and providing significantly better customer service.

Augmented Reality

“Suddenly a wild Pikachi appears!” Augmented Reality (AR) is not just for Pokemon GO anymore. AR allows you to see virtual images within a real space. By using a special headset, smart glasses or even just your cell phone, you can make an otherwise conventional property visit come to life. One of the most basic things that AR can do is to clone the agent making it possible for multiple couples to have the same tour at different times. AR also allows agents to stage properties cheaply, putting not just virtual furnishings but whole dinner parties (if they want). In the future laser scanning will combine with AR to allow you and the agent to stage a home you are interested in with your own furniture and fixtures.
AR has another significant advantage over conventional sale methods; the building doesn’t have to be there. AR allows agents to show buyers around building plots, or houses undergoing renovation, whilst they can see the finished projects and physically tour them.

Real Estate agents are like any other business – there are good ones and bad ones. It is possible to save yourself money by avoiding agents and selling directly but this has the potential to go very wrong. Instead, it is best to shop around and get value for money. Finding agents at the cutting edge of technology, who can really earn their keep, is a cost-effective and sensible idea. The future of house sales is changing and soon will be unrecognizable from the system that has been in place for decades.

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2018 Supply Chain Management Trends

Introduction

Technology often affects supply chain management structures. One development in the past 10-20 years shaping the way supply chains operate is the increased use of Internet shopping. Will wholesalers and retailers keep up with SCM Changes?

Overview of Supply Chain Management

A supply chain is the path that goods or services travel, which is a journey that supply chain management oversees. For tangible goods, this process usually begins in a factory where items are built and ends with those pieces in customers’ hands. Service SCM often starts at a place of business where customers will have access to help they need, and these customers also might use online or telephone communication to make service requests. Some businesses choose to have an internal team handle SCM, while others hire outside experts.

Latest Trends in SCM

Because of the increase of online shopping, companies now strive to make delivery times as short as possible for as inexpensive as they can. This initiative involves the use of visualized data for tracking orders and shipments. To shorten delivery times, some businesses also have planted factories and warehouses closer to where customers live.

Along with data visualization and localized manufacturing facilities, current SCM practices seem to demand the use of the Perfect Order Index indicator. A company with the best POI is the one who ideally ships all orders on time with no damage or loss occurrences — or at least does ship perfect orders nearly 100 percent of the time.

Artificial intelligence technology including the use of drones, which also can speed up delivery, is another new SCM trend. Automation of purchases and orders works in conjunction with this recent SCM development. In some cases, this includes automated transaction procurement at both the business-to-business and business-to-consumer levels. It may also include automated invoicing along with immediate delivery of payment receipts.

Current SCM trends might seem impersonal to some shoppers. One challenge that both wholesalers and retailers face right now is providing the one-on-one customer service experience many consumers still crave. B2B clients also might still demand VIP, face-to-face service.

Conclusion

Offering the best of both worlds, which includes the efficiency that technology can provide combined with a physical presence near delivery destinations, could bring back the hometown feeling many people remember and miss from their younger days. For instance, local grocery stores delivered milk straight from a nearby farm to homes at least once a week. This took place at least until the early 1980s and is in a way happening again with online ordering being the major difference.

Combining digital order fulfillment technology along with the “mom and pop” feel of local pickup that some customers prefer could put a company ahead of their competitors.

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